Good news! At the beginning of January, I found that my Huabei borrowing limit had actually increased! At first, I thought I was wrong, but after repeated confirmation, I found that the amount had really increased.
As a long-term user of Huabei Borrow, I know that the reason behind this is definitely not just because I am handsome. After some research, I found that if you do the following things well, your quota may skyrocket!
The "tap flower" in WeChat is a function similar to Huabei borrowing, and the "tap flower" in ** [looking forward to] not looking at the credit is a highlight! Many friends who have been shut down by Huabei have paid attention to "tap flowers".
1[gf]fe0f[ gf][gf]20e3[ gf] Maintain a good credit history: It's like a bank that values your credit card repayments. You need to make your payments on time and not fall behind the deadline so that you can build a good credit history.
2[gf]fe0f[ gf][gf]20e3[ gf] borrow more with Huabei: Just like often going to the bank to deposit and withdraw money, the more active you are, the more the bank likes you. Borrowing more from Huabei not only allows the system to understand your consumption habits, but also increases your activity.
3[gf]fe0f[ gf][gf]20e3[ gf] Control the gearing ratio: If your gearing ratio is too high, the bank may find your financial situation worrying. Therefore, it is necessary to plan your liabilities reasonably and reassure the bank.
4[gf]fe0f[ gf][gf]20e3[ gf] Increase proof of income: Just like the bank wants to look at your proof of income, Huabei borrowing will also look at it. Provide more proof of income so that the system can understand your financial situation.
5[gf]fe0f[ gf][gf]20e3[ gf] Avoid large transfers: Frequent large transfers can make the system feel that your financial situation is unstable. So, try to avoid large transfers.
The above five points are just the tip of the iceberg, if you want to know more about the skills to improve the borrowing quota of Huabei, you may wish to pay more attention to some financial and financial management *** I hope my sharing can help you, let's work together to increase the quota! [gf]1f4aa[/gf][gf]1f4aa[/gf]