Reporter Li Jia Correspondent Cui Yuehui) The reporter learned from the District Medical Insurance Bureau that the "Zhouhuibao" insurance channel will be closed at the end of this month in 2024, and the number of insured people in Putuo has exceeded 1360 thousand. Interested citizens should pay attention to participating in insurance in a timely manner to add an extra layer of medical protection for their families and themselves.
This year, the number of insured people in Putuo has hit a new high in the history of the number of insured people, and the renewal rate has reached 8224%。The relevant person in charge of the District Medical Insurance Bureau said that this year's high participation rate is due to the gradual demonstration of the role of "Zhouhuibao" in reducing the burden of medical treatment on the public, and it is also closely related to the iterative upgrading of various guarantees this year.
It is understood that in 2023, the number of insured people in our district will be 79,032, and the participation rate will be 295%。A total of 69,272 claims were made throughout the year, with a compensation amount of 849950,000 yuan, with a loss ratio of 10755%。The maximum single payout is 31600,000 yuan. Timely and convenient compensation channels have reduced the burden on many patients and their families, and alleviated the phenomenon of poverty caused by illness.
The relevant person in charge of the District Medical Insurance Bureau told reporters that on the basis of "zero threshold for insurance, low starting point for premiums, and wide coverage of treatment", this year's "Zhouhuibao" has further optimized the policy of benefiting the people, further reduced the deductible, and further increased the total insured amount. Among them, the premium for minors and students in the city is adjusted to 50 yuan, and the premium for other insured persons is still 100 yuan. At the same time, the deductibles of supplementary protection for liability major illness insurance and liability 2 for out-of-pocket drugs and materials for hospitalization and outpatient treatment of special diseases have been further reduced, the variety of high-cost self-financed drugs and devices for liability 3 has been expanded from 30 to 38, and the place of medical treatment and purchase has been expanded from Zhoushan City to Shanghai and other cities in Zhejiang Province. For those who have been insured for three consecutive years, the compensation ratio of various product liabilities has been increased.
At present, the "Zhouhuibao" insurance forms are diverse and convenient, citizens and friends can participate in the insurance online through the "Zhouhuibao" WeChat *** Zhoushan Medical Insurance "WeChat*** Zheli Office APP, Alipay and other channels, or you can go to the District Medical Insurance Center "Zhouhuibao" window on-the-spot consultation and insurance.