Let's talk about a light-hearted topic today - the opportunity to gather wool before the Spring Festival. The first is the reverse repo of treasury bonds. Zixia has written many times, but recently some new friends have come to the background, and I still start nagging from the very basics. Veterans can skip this paragraph. Treasury reverse repo is a short-term wealth management product that guarantees principal and interest. It has been nearly 20 years old and has not defaulted so far. To put it simply, the financial institution that holds the treasury bonds borrows money from you and mortgages the treasury bonds to you. After maturity, the financial institution buys back the treasury bonds in your hand with principal and interest, and you recover the principal and interest. Security is equivalent to government bonds, so in most cases, the interest rate is around 2%-3%, which is about the same as bank demand. However, at the end of each quarter, at the end of the month, before the holidays, when the market is short of money, its yield will soarFor example, at the end of November last year, the reverse repo rateSoaringto an annualized 77%。The whole transaction process is supervised by the ** exchange, and there is no need to worry about security, you have the treasury bonds mortgaged to you by the other party in your hand, and there is a settlement center to advance, and there is no situation of non-repayment. The interest rate on reverse repo fluctuates in real timeThe interest rate at which you place an order is the fixed income you enjoy, which is equivalent to buying a fixed-income deposit product. It has nothing to do with you how interest rates fluctuate later. The minimum purchase is 1,000 yuan, and the handling fee is 1 yuan per 100,000 a day, which is not expensive. The interest calculation rule of reverse repo is: T+1. For example, if you buy before 3:30 today (trading day), interest will start to accrue on the next trading day. This year's Chinese New Year's Eve (Friday), * is not open. Therefore, the best time to trade reverse repo is before 3:30 p.m. on Wednesday. Wednesday**1 day, interest accrual starts on Thursday,On Thursday morning, your money is back in the account and you can **buy the base. However, the money will not be able to get back the bank card until the next trading day, February 19. In the middle your funds are tied up for 11 days and enjoy 11 days of gains. 
But if you buy it again on Thursday, it will start on February 19 after the Spring FestivalNot only is the money tied up during the holidays, there is no interest yet. In addition to the one-day period, you can also buy others, which has made a ** reference for everyone. 
Here is a reminder that the wool repurchased by the reverse needs to have a ** account,Even if you don't have an account, when you see my article, you can open an account before tomorrow afternoon, and you can get on the last train for the Spring Festival. In addition, reverse repo has seven or eight opportunities to soar every year, which can be referred to last year, which soared by more than 4% in 9 periods of the year. Although the term is relatively short, there is no risk, and it can also increase the income of the position, so why not. 
February** Dynamic Incentive Plan 1-day reverse repurchase operation on Wednesday, after the money arrives on Thursday,AlsoYou can take a look at ultra-short-term bonds**, superimpose reverse repo, and enjoy double returns during the holidays. Ultra-short-term bonds** invest in bonds with a maturity of less than 1 year, which are more liquid and less risky, and do not invest in **, convertible bonds, and new stocks, so the income is relatively stable. Enhanced version of similar currencies**. The income of ultra-short-term bonds** mainly comes from the interest income and trading income of the bonds held. The essence of a bond is an IOU, and the principal and interest are repaid at maturityHowever, reflected in the ** income, the interest is accrued on a daily basis, regardless of whether the market is closed or not. Therefore, during the Spring Festival, there will also be bond interest income for the bond holding part of **. However, because the market is closed during the release period, the net value will not be updated, and we will not see the change in the income of this part. This part of the income will be late, but it will not be absent. As long as the bond does not default, the interest will not be less than a penny.