The difference between retiring in 2024 and 2025 The truth about the benefits package is revealed
The pension insurance system is an important part of the reform of the pension insurance system.
Especially when 2024 is approaching, the public's perception of the pension gap between 2024 and 2025 is even more closely watched.
This article will tell you the facts of this inconsistency.
We should know that the payment of pensions is related to factors such as the level of economic development of the region, the average social wage level, the time of payment, and the payment base.
Our country has always attached great importance to establishing and perfecting a social security system to ensure the basic livelihood of retired workers.
And in 2024, it will be a critical period. This year is the final year of the reform of China's pension insurance system.
That is, from 2024 onwards, the new payment method will apply to the new payment method.
Before this reform, the calculation of pensions in China's administrative institutions mainly adopted two methods: "minimum guarantee" and "maximum limit".
However, with the reform of the social pension insurance system, China's enterprise employee pension insurance system will also be carried out in a unified way.
If you were employed before 2014 but have not yet retired from service, the time you worked before 2014 is also considered as contribution time, which can be accumulated in the calculation of the retirement pension and can be entitled to a transitional pension.
So, how big is the pension gap between 2024 and 2025?
In fact, the gap between the two is not as big as it is rumored. This is because although the way pensions are accounted for has changed, this is also to ensure that the benefits of employees do not decline.
At the same time, pension payments have been smooth and have continued for many years.
In addition, it should be noted that in addition to pension insurance, there are also medical insurance, housing insurance, and transportation insurance.
At the same time, we will continue to improve policies to improve the quality of life for retirees.
Overall, the pension gap between 2024 and 2025 will not be as large as rumored. Whether in 2024 or 2025, they will have a stable pension.