Last year, I bought a high-rise apartment of more than 70 square meters in the city with all the money, and my friends said that I was brain-dead.
He said: "Housing loans are the biggest welfare that the state gives to ordinary people. He also said, "I am so rich, the houses I buy are all loans, and I don't take advantage of the cheap sand sculptures." ”
I admit that he does have money, he used to be in the steel business, and it is said that he made a lot of money, but now he has nothing to do. But I don't understand that he doesn't invest, and while keeping his money in the bank, he uses the bank's money to pay the mortgage, can the interest be higher than the mortgage? It may be the world of the rich, but we poor people can't understand it.
I think that for people with housing provident fund, people in enterprises and institutions, and people with stable income, this mortgage is indeed a good thing. But for people who can't meet any of the above conditions, it's not necessarily a good thing, but it's more stressful.
With conditions like ours, there should be a lot of friends in the headlines, right? I used to be an individual, but the epidemic has closed down, and I don't have a stable income yet, so I have so much money in my hand, I buy a small house in full and live in a down-to-earth manner, decorate it to my liking, the area is small, the two rooms are just enough, and the follow-up expenses are less, easy and pleasant, and I feel pretty good.
His house is big, 160 square meters, four rooms and two bathrooms, can be used normally, on a family of three with two bedrooms, said that one is the parents, but they have only been once, it is said that they lived for three days, because his father has pharyngitis, always spitting on the floor drain, was said by his daughter-in-law, unhappy left, never went again. One is a guest room, I don't think it's even more needed, the relationship is in place with the sofa can make do, the relationship is not in place, open a hotel for him, 300 yuan will be solved, and multiple bedrooms can be solved by hundreds of thousands. Furthermore, I believe that my home is my own private place, and I need to have privacy.
Of course, some people will definitely say, I like to live in a big house, the main word is "cool", and the loan must be big, we also wish you a happy life.
Personally, I don't like big houses from the bottom of my heart, because I have been very timid since I was a child, I lived in a bungalow when I was a child, no one accompanied me when it was dark, I didn't dare to go out to pee, when I was at home alone, I had to turn on all the lights before I dared to sleep, and I never dared to put my feet outside the quilt in spring, summer, autumn and winter. Besides, when the house is big, when you are alone, you will feel lonely and cold. It's also hard to clean, and we're just ordinary people, and it's impossible to ask for housekeeping again and again, and there aren't so many ushers to send it.
Just like two days ago, a friend wanted to buy an SUV, and he called me ** and said, I was very entangled in the same model, the difference was 20,000, whether to buy a 7-seater or a 5-seater, I said: "What is your reason for choosing a 7-seater?" He said: "It's convenient to take a family out on a trip, her parents, my parents and children, just 7." I said, "Do the two old people have a good relationship?" He said, "Understood, buy five." "Because his old father-in-law loves to lift the bar and has a big temper, everyone has to rely on him. I once went out to play together, and I originally planned to go back to my home for 5 days, but I went back to my home in 3 days.
In short, there are no absolutes in everything, turnip greens, each has his own love, just like it, you say? By the way, ask more, "Friends who buy 7 seats, do you have a high car occupancy rate?" ”
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