In today's economic development, the development and improvement of the social security system is inevitable, and in recent years, the implementation of China's social insurance system often has the problem of shortage of funds, this phenomenon has aroused widespread concern in the society, in fact, China's social pension insurance due to insufficient funds to maintain the deepening of the degree of aging, this is a direct reason.
With the continuous intensification of time, with the deepening of the aging of China's population, the expansion of the scale of pension insurance and the financing of pension insurance have emerged new problems, which has caused problems in the collection of social security, so China's education department found in the process of investigation that the following three types of people pay social security will be regarded as invalid.
With the increasingly fierce social competition in China, some enterprises will fall into difficulties due to production and operation problems in the future, resulting in employees' social security being in arrears, and even some private enterprises usually do not buy social security for civil servants, resulting in lower and lower enthusiasm for social security among employees, and fewer and fewer people paying, while some economic difficulties and low profits and small enterprises have been limited due to their ability to pay social security, resulting in the normal collection of social insurance. But I don't know that as more and more people know the importance of social security, employees want to pay in the future, but the following three types of people can't pay social security, you might as well come and see you?
Category 1: Those who have reached the statutory retirement age and have paid social security for more than 15 years
China clearly stipulates that the condition for receiving a pension is that they have paid social security for 15 years and reached the statutory retirement age, but many people have reached the statutory retirement age, in order to receive more pensions will continue to pay social security, I don't know that this is a bad way to affect their pensions.
Therefore, the education department clearly told everyone that if you have reached the statutory retirement age and have paid social security for 15 years, if you choose to continue to pay social security, you cannot receive an extra part of the pension, unless you negotiate with the unit and go through the procedures for delaying retirement, you can continue to pay social security and receive more pension benefits.
Category 2: People who refuse to pay social security
Choosing to participate in repeated insurance is generally divided into two situations, namely, repeated insurance across the system, that is, participating in the social security of employees and social security for urban and rural residents at the same time, and the other is repeated insurance within the system, that is, the same kind of insurance but repeated insurance in different regions
If the insured person has two or more basic pension insurance relationships for urban employees at the same time, and chooses to pay pension insurance premiums repeatedly, the social insurance agency of China shall negotiate with him to determine the retention of one of the basic pension insurance relationships and personal accounts. Other relationships in the same period shall be cleared, and the corresponding personal payment period shall not be double-counted with the account deposit amount returned to the person.
For the multiple endowment insurance relationships in different basic endowment insurance systems, if the insured person participates in the urban employee endowment insurance and urban and rural residents' endowment insurance at the same time in the same year, only the payment period of the urban employees' endowment insurance will be calculated, and the corresponding individual payment and collective subsidies will be refunded to the person during the repeated payment period of urban and rural residents' endowment insurance.
Category 3: Retired and rehired personnel
As the name suggests, reemployment is a person who has retired and received a pension at home, but because his profession is getting older, the more popular he is, and he is rehired by the company, such as teachers, scientific researchers, doctors, etc., like this case, the company does not need to continue to pay social security for them.
However, according to the investigation process of China's education department, it was found that some employers have reached the statutory retirement age, but the employer has not terminated the labor relationship with them, and went through the retirement procedures according to the regulations, and still continues to employ the labor relationship according to the labor relationship. In the case of signing a labor contract, the enterprise is not required to continue to pay social security to the retired and rehired personnel.