The calculation method of the monthly amount of the retiree's medical insurance card is usually related to factors such as his salary income before retirement, the number of years of contributions, and the local medical insurance policy.
The monthly amount credited to the medical insurance card will be credited according to a certain percentage, which is usually adjusted according to the policy.
For example, a region stipulates that the monthly amount of a retiree's medical insurance card is x% of its basic pension, so if a retiree's basic pension is 3,000 yuan, then his monthly medical insurance card amount is 3,000*x% yuan. However, it should be noted that the medical insurance policies may vary in different regions, so the specific calculation method and proportion need to refer to local regulations.
The monthly amount of retirees' medical insurance card refers to the amount of funds transferred to the personal account of the medical insurance card by the medical insurance agency every month after the retiree participates in the basic medical insurance in accordance with the regulations. This fund can be used to pay for the medical expenses incurred by retirees in designated medical institutions, including outpatient and inpatient services.
Take Aunt Wang as an example, she is a retiree with a basic pension of 4,000 yuan. According to the health insurance policy in her area, the monthly amount credited to the retiree's health insurance card is 5% of the basic pension. Then, Aunt Wang's monthly medical insurance card amount is 4000 * 5% = 200 yuan. The 200 yuan can be used to pay for Aunt Wang's medical expenses in designated medical institutions.
The Social Insurance Law of the People's Republic of China stipulates that the State shall establish a social insurance system such as basic old-age insurance and basic medical insurance to protect citizens' right to receive material assistance from the State and society in accordance with the law in the event of old age or illness. This indicates that the monthly amount credited to the retiree's health insurance card is one of the benefits under the law.
The specific regulations on the monthly amount credited to the retiree's medical insurance card may vary from place to place. In practice, it is advisable to consult with your local social security department or professional for accurate information.