As far as it seems, the current pension system in China is facing a lot of problems, especially in some provinces of the pension gap is larger, the pension payment capacity is limited, resulting in the problem of untimely pension payment or can not be issued.
This aspect is related to people's livelihood, and such a situation is mainly caused by factors such as the increase in pension expenditures and the decrease in the number of contributors caused by the aging of the population. If effective measures are not taken, it may indeed affect future pension benefits.
However, if you want to evaluate the problem of future pensions, and how to do some preventive measures, you still need to consider many aspects, not only taking into account the pressure of the state. It also starts from our own economic situation.
We must first know what the pension is for, that is, literally, after retirement, the state will issue a fixed amount of money to the designated account every month, and this money is used as everyone's pension.
Because when people get old, their earning ability is not as good as when they were young, and it is very easy to have no security in life, and the state has also taken this problem into account, so there is a pension.
So, is the pension free for everyone?In a sense, a more appropriate explanation is that everyone starts saving a sum of money for themselves every month when they are young, and this money can be used when they are old.
Don't underestimate the role of pensions, if people have nothing to rely on when they are old, they will know how precious this money is, and it is also a very stable income after they are old**.
But now the pension has not been paid when it expires, so it has aroused the vigilance of many people, and the monthly social security premium is not low, but everyone has bought social security in order to be able to save a sum of money for themselves after they are old.
If the pension is reduced or cancelled in the future, then what is my persistence for so many years?How do you deal with yourself when you're old?
If there is no stable pension, it is a very big blow to social stability, and now many young people choose to avoid talking about the topic of marriage and children.
Coupled with the declining birth rate, in the future, China's elderly population is increasing, and there may be fewer and fewer newborns, and when the difference in numbers is getting bigger and bigger, the pressure on a country will be even greater.
According to the ** of some experts now, there will be more and more lonely elderly people in the future, and the lonely elderly we are talking about here refer to those who have no children.
Even if an old man reaches his seventies, when he is struggling, he is lonely, how miserable it must be, if he has savings, it is better, if he does not even have savings, it is not good.
Now many people are worried about not knowing whether they will be able to receive their turn to receive a pension in 20 years, and if this money is really not available, what will happen to their lives?Do you still have to go outside to beg humbly at an old age?
Although the amount of pension that supports the whole country is very large, for many elderly people, losing this pension, their basic economic needs cannot be met, and the decline in quality of life may affect their physical, mental and social health.
For many grassroots families and individuals, this also means that they cannot enjoy the basic security and comfort brought by old-age security in their later life.
To be honest, many young people now choose to take the public examination not because of how lofty their ideals and beliefs are, but because they have a lot of benefits in all aspects, especially when they are old.
However, if the pension is not reliable, I believe it will also have a big impact on the position of civil servants. If you zoom this matter on the level of the whole society.
The lack of a pension system can lead to widespread inequality, which can exacerbate the gap between rich and poor and social instability. Therefore, I hope that the national side can pay attention to this aspect.
When the pension problem is not resolved, young people may fall into pension anxiety and financial expenditure pressure, which in turn limits their other choices and actions in life.
* and relevant departments to take a number of measures to promote the reform of pension services and pension system, such as promoting enterprise annuities, individual commercial pension insurance and other diversified pension security programs, and strive to improve the scale of pension insurance financing.
Improve the old-age security system. Therefore, there is reason to believe that after twenty years, we will still be able to receive a certain pension treatment. In the future, we should also prepare for our retirement by studying, working hard, accumulating wealth, etc.
Of course, the future pension problem needs to be dealt with and solved by the country, society, family and individuals, and all responsibilities cannot be compressed on any party.