Economic ** Advertorial Publicity Manuscript Publishing Service:
"Cultural Heritage Loan" supports the inheritance of intangible cultural heritage.
In recent years, in order to actively contribute to the development and promotion of intangible cultural heritage in Shanxi Province, a major intangible cultural heritage province, Agricultural Bank of China Shanxi Branch (hereinafter referred to as Agricultural Bank of China Shanxi Branch) has been actively innovating in financial products and services around the strategy of strengthening Shanxi's cultural province, and continuously increasing the investment of credit funds.
In 2017, the Shanxi Branch of the Agricultural Bank of China launched the "Intangible Cultural Heritage Loan". Since the launch of the product, it has successively supported dozens of intangible cultural heritage projects such as Shuita Aged Vinegar, Pingding Sand Ware, Luwanghu, Xiangyuan Noodles, Licheng Opera Relief, etc., and achieved good results.
In 2023, on the basis of the "Intangible Cultural Heritage Inheritance Loan", the Shanxi Branch of the Agricultural Bank of China upgraded and launched the "Cultural Heritage Loan", which is more applicable to a wider range of objects, more flexible credit methods, and smoother loan channels than the "Intangible Cultural Heritage Inheritance Loan", and is committed to further increasing its support for the protection and inheritance of intangible cultural heritage. The product has the characteristics of a wide range of support objects, convenient and fast application, diverse guarantee methods, and preferential loan interest rates. It is used to meet the financing needs of enterprises, inheritors or main operators included in the list of representative items of national and provincial intangible cultural heritage, as well as various entities in the industrial chain of enterprises, to meet their financing needs for the inheritance, development and commercialization of their own skills. Support online and offline multi-channel application such as counter, online banking, mobile banking, real estate, financial assets, guarantee companies, guarantors, risk compensation, machinery and equipment, etc., and customers with good credit can also be exempted from guarantees. At the same time, the Shanxi branch of the Agricultural Bank of China is also actively exploring innovative means such as Internet of Things mortgage. In terms of interest rates, we will adhere to the principle of financial inclusion, and implement preferential interest rates for rural households, small and micro enterprises, and various business entities that have the ability to consolidate the achievements of poverty alleviation and have a driving effect. Up to now, the balance of the "cultural heritage loan" of the Shanxi Branch of the Agricultural Bank of China has reached 411.17 million yuan. (Data**: Agricultural Bank of China Shanxi Branch).
Economy**2024 Soft Publicity Service** Table.