Don't forget to submit a document when you retire, and you can receive an additional 720 yuan per month in the future
Don't forget to turn in a document when you retire, and then receive an extra 720 per month for retirement, many people don't know it! Retirement is a stage of life that everyone looks forward to, which means saying goodbye to the workplace and starting to enjoy a leisurely life in old age. After retirement, it is necessary to plan for retirement life and pay attention to the way to receive pensions. Did you know? After retirement, if you show specific documents, you can receive an extra pension of 720 per month in the future. However, many people are unaware of the importance of this material. Today, we're going to take a closer look at this mysterious material and see how it can allow you to receive an extra 20 per month in retirement pension.
You need to understand how pensions are calculated. There are two main aspects to the calculation of pensions: basic pensions and personal account pensions. The basic pension is calculated on the basis of the average social wage, the number of years of contribution and the indexed salary during the period of employment, while the personal account pension mainly depends on the amount of deposits in the personal account and the average monthly salary.
So, what is this mysterious material? What impact does it have on receiving a pension?
This document is"The average monthly salary of a personal account"。If you can provide this document, it will help you calculate your personal account pension when you retire. The calculation of the personal account pension is as follows: the amount saved in the personal account Number of months of payment. The number of months you receive depends on factors such as your retirement age and the average life expectancy set by the state. For example, under the current regulations, the number of months of receipt for retirement at age 60 is 139 months.
A key figure in calculating a personal account pension is the average monthly salary. The average monthly salary is the average of the wage income earned during the period of employment and is the basis for calculating the pension of the self-employed. If your average monthly salary is higher, your personal account pension will also be higher.
How is the monthly salary calculated?
The formula for calculating the average monthly salary is as follows.
Average monthly salary = (total salary income during employment period Number of months during employment).
The total amount of salary income during employment includes income such as basic salary, bonuses, allowances, and overtime pay. It is important to note that some special income, such as year-end bonuses, quarterly bonuses, etc., should not be included in the average monthly salary, as these incomes do not represent the average level of income during the employment period.
In fact, many people are unable to provide complete data on the average monthly salary of an individual account at the time of retirement. This is mainly due to the fact that salary income fluctuates greatly during employment, and many people do not keep a complete record of their salary income. Therefore, when you retire, you may need to consult your social security unit or office for salary income information in order to accurately calculate your personal account pension.
When retiring, don't forget to provide the average monthly salary in your personal account, which will affect the amount of pension you will receive each month in the future. In order to pay your pension accurately, you need to pay attention to the calculation method of your personal account pension and strive to provide complete and accurate information on your salary income.
What changes will there be in the calculation and policy of pensions in the future? We will pay close attention to the changes in national policy to see how pension calculations and policies will be adjusted.