Just now, the comment area exploded, and experts said that now more than 90% of our families in China can't take out 100,000 yuan, and some families may not even be able to take out 50,000 yuan. This sentence caused heated discussions among netizens, some expressed support and some opposed. Is China, the world's second-largest economy, really that poor for our people? Is that really the case? Let's take a look at what the expert has to say.
Since China's total GDP surpassed Japan's in 2010, our economy has been developing healthily and steadily. By 2023, our GDP will reach 126 trillion yuan, and our per capita GDP will reach 8940,000 yuan. Are we Chinese really that poor?
The expert said, don't look at the taste of many of us who have lived in a good place, many people have houses and cars, and many people often travel, but they may not be able to get 100,000 yuan when they encounter money.
It is true that many of the people who live in the city and town have cars. In rural areas, some people are also buying cars. Most families may not be able to come up with 100,000 yuan at once. But whether there are more than 90% of families who can't come up with 100,000 yuan, we still need to verify.
The expert analyzed the reasons why she couldn't get 100,000 yuan as follows, and she analyzed it from three different age stages.
From the perspective of young people, many young people make a living in big cities and face the pressure of high housing prices and high cost of living. Many young people have spent most of their savings on large expenses such as buying a house, getting married, and having children, coupled with the pressure of loans, even if the monthly income is not low, it is not easy to come up with 100,000 cash at once. On the other hand, young people are more focused on consumption and are more inclined to enjoy life with money, and the concept of savings and emergency funds is not very strong, so they may appear to be strapped for unexpected expenses.
From the perspective of the middle-aged group, the pressure they face cannot be ignored. Expenses such as raising children, paying mortgages, and paying for parents' medical expenses make many middle-aged families not rich in savings, especially in children's education and career development. In this case, it is difficult to easily come up with 100,000 cash even if the monthly income is high.
The elderly group is facing expenses in terms of pension and medical care, and some elderly people may be short of money due to insufficient pensions and the absence of their children, and it is difficult to easily come up with 100,000 cash.
To sum up, the statements of experts are not unfounded. Although China's economy is growing and its per capita GDP is also rising, many households are still facing certain pressures in terms of personal savings and family burdens, making it difficult to come up with 100,000 yuan in cash at once. However, we should not ignore the tremendous achievements brought about by China's economic development, the gradual improvement of the living standards of the majority of the people, and the continuous renewal of consumption concepts, which are all positive changes.
Perhaps, we can start from personal finance, family financial management, etc., to strengthen the awareness of savings, rational consumption, and improve financial management capabilities, so as to better cope with possible emergencies. At the same time, the state should also strengthen policy support in social security and medical security to provide more protection and support for the people. Only in this way can we better promote the sustainable development of China's economy and society, so that more people can enjoy the fruits of economic development.