With the acceleration of the aging of the population, retirement has also become a hot topic of concern. How is the retirement of various types of personnel regulated? What should I do if I haven't paid social security for 15 years when I retire? Let's take a look with Xiaodou.com.
1 Provisions on retirement ages for all categories of personnel under the current law
The statutory retirement age for enterprise workers is 60 years old for men, 50 years old for female workers, and 55 years old for female cadres.
The retirement age for special types of work is 55 years old for men and 45 years old for women; If the person is disabled due to illness or non-work-related reasons, and is certified by the hospital and confirmed by the labor appraisal committee to be completely incapacitated, the retirement age is 50 years old for men and 45 years old for women.
Among them, it should be noted that in 1999, the former Ministry of Labor and Social Security issued regulations:
Break the traditional boundary between "cadres" and "workers", and change "identity management" to "post management". Managers are those who work in managerial positions.
So, if there is a change in the position of a female employee before retirement, how to determine whether she is an employee or a cadre when she retires?
The determination of a female employee's current position shall be based on the labor contract signed between the employer and the employee, that is, regardless of whether she is a worker or a cadre, her current position shall be subject to the position determined in the labor contract, and all those who have worked in the current position for more than one year shall be recognized by the current position.
That is to say: if the original identity is a cadre and now works in the position of a worker, the retirement conditions of the worker shall be implemented; Those who were originally workers and are now working in management positions shall be subject to the retirement conditions of cadres.
2 What should I do if the retirement age is inconsistent with the actual age?
There are some groups of people whose ID card age is inconsistent with their actual age, so what is the retirement age?
For the determination of the time of birth of employees, the method of combining resident ID cards and employee files shall be implemented.
1. Determination of retirement age: The retirement age shall be subject to the initial date of birth record in the file. This means that if there are multiple records in the file, the earliest one should prevail.
2. The consistency of the age of the file and the age of the ID card: If the age in the file is consistent with the age on the ID card, it can be used as the basis for retirement procedures. However, if the two are inconsistent, verification is required.
3. The process of verification and verification: For cadres, if the date of birth recorded in the ID card and the file are inconsistent, the organization and personnel department will check and verify together with the household registration authority. This process needs to be approved in accordance with the authority of the cadre management and the authority of the household registration, and the final date of birth will be used to calculate the age and household registration.
4. For situations that cannot be verified: if there is not enough information to confirm which age is correct, then the date of birth recorded first in the file should be used as the basis.
3 What should I do if I haven't paid social security for 15 years when I retire?
We all know that whether it is to pay urban and rural pension insurance or employee pension insurance, 15 years of social security is the minimum threshold for receiving pensions. So, what should I do if I am approaching retirement age and the pension insurance payment period is not enough? 」
Extension of contributions to 15 years
When the insured person reaches the statutory retirement age, if the basic pension insurance payment for the employees of the enterprise is less than 15 years, the payment can be extended to 15 years in the place where the benefits are received in accordance with the relevant provisions of the state. If the payment is still less than 15 years after 5 years of extension, you can make a one-time payment to the full 15 years.
If you are now approaching retirement age, but the payment is not satisfied with 15 years, or you want women to retire at the age of 50, you can find Xiaodou for social security planning before the retirement age arrives.
It will be transferred to the basic old-age insurance for urban and rural residents
Insured persons can also apply for transfer from the basic old-age insurance for enterprise employees to the basic old-age insurance for urban and rural residents, and enjoy the corresponding old-age insurance benefits.
Apply for termination of the employee's basic pension insurance relationship
If it has not been transferred to the basic old-age insurance for urban and rural residents, the individual may apply in writing to terminate the basic old-age insurance relationship for employees. In accordance with the procedures, the social security agency shall terminate the basic pension insurance relationship of the employees of the enterprise and pay the deposit amount in the personal account to the person in a lump sum after the written confirmation of the employee.