Can you not pay social security, who knows how much money you can get later? It's still far from retirement.
This may be a big confusion for many young people with flexible employment at the moment.
It can only be said that the ass decides the head.
As life experience increases, the ideas can really be very different.
When I first graduated, my hometown was encouraging laid-off workers to pay back pension insurance.
My mother is bent on making up the payment, but I don't think it's necessary at all.
At that time, I let go of my cruel words, and with my earning ability, it would not be a problem to pay my parents a pension of four or five thousand a month.
In fact, I was quite competitive, and after graduating, I worked all the way up and down in Shanghai.
But, what if the career has not been so smooth in the past few years? It may be difficult to take care of your own small family, let alone help your parents supplement their pensions.
Fortunately, I helped my mother pay social security at that time, and now the old man is in a small town in the northeast, and he gets more than 2,000 pensions every month.
Therefore, as they get older, cash flow is always more important than cash for middle-aged and elderly people.
When it comes to paying social security, I think of my uncompetitive uncle, who is over 50 years old, has no children and no daughters, and the pension insurance is paid by my grandfather who is more than 80 years old, with his own pension.
Grandpa is also worried that after a hundred years, no one will care about the old and young.
If the son can have a pension of one or two thousand per month, at least he can ensure a basic life.
Pity the hearts of parents all over the world.
After all, as long as you live, you can always receive money.
It doesn't matter if you take out the balance of your personal account, the state will continue to issue it.
Therefore, social security should be paid or must be paid, and at least there is no need to worry about food and clothing when you are old.
But for freelancers, if they pay social security in a flexible employment statusThe personal and business parts are responsible for their own costs, but only the money in the personal account is guaranteed to be received.
If the money in the personal account has not been collected, the person is gone, and the remaining money will be paid to the family in a lump sum.
However, the money in the pooled account cannot be returned after death, and only a part of the funeral expenses and pensions can be received.
Therefore, when flexible workers pay social security, they must master certain methods
How can you get more pension than others at the same cost?
Assuming that Lao Wang pays social security according to the % base, he has paid for 15 years, and when he retires at the age of 60, he can receive a pension of 2,218,3089 yuan per month.
Do you see it, although the 100% gear is 40% more than the 60%, but the 60% gear is the fastest payback time.
In addition, according to 100% of the social security, than 60% of the payment, the monthly cost of 1,300 yuan more, but after retirement, only more than 60% of the monthly file, more than 700 pension.