It's a sentence I saw on the Internet recently, and I wanted to complain at that time, not only children would think so, but there would only be more parents who thought the same way. However, the world is always young, Warren Buffett began to learn investment and financial management at the age of 6, Ma Yun showed a unique high financial quotient in junior high school, and we are afraid that it is too late to work hard now, so we can only pin on our children.
As we all know, modern society is highly competitive, and income is the most critical factor if a person wants to have a high quality of life. If you don't want your child's future to be trapped by money, you should cultivate your child's financial intelligence from an early age and teach him the ability to control money. It sounds difficult, but if you train it before the age of 6, it is not difficult, and the following methods are very important.
How to cultivate children's financial intelligence? Use these 4 methods to help your child easily improve their financial quotient
Many parents may think that their children are still young, and the words "self-sufficient" are too harsh for them.
The term "self-sufficiency" here can vary depending on the age group. Just like children who are still in elementary school, their "self-sufficiency" is to learn some basic life knowledge, do their own things, and cultivate their independence and hands-on ability.
As they get older, the level of "self-sufficiency" is constantly changing, and they will work hard to get something because they want it, rather than relying on their parents and others.
Let your child know that what you want comes at a price, and that there is no such thing as a free lunch.
Parents can let their children do what they can or help their mothers do something in order to get paid, which is a common method used by Jews to educate their children.
Many parents say that they should not give their children too much pocket money, but they do not know that when their children have pocket money, they will know what it is like to control money, and they will try their best to get more money at their disposal in the future.
If parents do not teach their children to save and manage money from an early age, then when their children grow up, they will have no desire to dominate money, have not enjoyed the benefits brought by money, and their natural material desires are weak, and their financial quotient is not high.
The day before yesterday, I went to the supermarket, a mother was angry with the child, the child saw everything to buy, did not buy just sat on the ground and cried and did not leave, and finally the mother was so angry that she threw the child into the shopping cart and pushed out of the supermarket, but the thing that should be bought was not bought.
There is more than one child who wants to buy and buy in the supermarket, and if you want to get rid of the bad habit of asking for everything you see, you must educate your child to learn to spend money.
Recommended method: For young children, parents should set rules when spending money. For example, if you can go to the supermarket once, you can only buy one or two things, and if you can do it smoothly, you can buy it next time, and if you can't do it, you can cancel the opportunity to buy a purchase.
When the child is a little older and has his own opinions, before going to the supermarket, the parents give the child a fixed amount of money, so that the child can shop independently (parents help the child refer to **) In the process of the child's shopping, the parent tells the child that the money should be spent on the blade, so that the child can learn to choose, do not buy things that can be bought, do not buy things that are not necessary, and resolutely do not buy things that are hesitant at first sight.
For young children, they can't understand esoteric and abstract knowledge, and if we combine it with picture books, it will be easier for children to accept and understand. And this method, I think, is the most acceptable to children.
I recommend to you this set of "Picture Books for the Cultivation of Financial Quotient for Little Financial Experts" that my daughter and I read. This set of picture books is a financial business storybook for children aged 3-8.
This set of books includes "Aunt Bear's Bargaining Price", "The Car Hurts", "The Stingy Grandma", "Mother's Day Gift", "The Greedy Rat Goes to the Supermarket", "Home Alone", "The Pig's Storage Tank", and "The Rabbit Farming". Through 8 financial enlightenment stories, children can learn to cherish their parents' labor income and cultivate their children's view of money.
The "Little Financial Expert Financial Quotient Training Picture Book" covers the content of bartering, learning to keep accounts, being diligent and thrifty, rational consumption, understanding insurance, ** difference, learning to save, resource reuse, etc., through the form of stories, to help children understand basic economic concepts, train children to develop correct financial management and consumption habits, and lay the road to future elites.
The form is lively and the content is interesting, which helps children establish a correct view of wealth. Witty and vivid short stories are especially useful for children, who learn the proper use of money from the stories. This can penetrate into the child's heart more than plain preaching.
My children have listened to the stories in the book Home Alone many times, and through storytelling, children now clearly know the necessities they need in life.
In addition, this set of books is a bilingual picture book in Chinese and English, which helps children to have more exposure to English while cultivating financial intelligence, and better understands the connection between English and ** and situations, which will also be helpful for children's English enlightenment.
Children's growth is only once, don't miss the best period for the cultivation of "financial intelligence".
Our store is now doing activities, a set is only 99 yuan, the stock is limited, while supplies last!
Interested parents can purchase it at the link below