The gold bars bought for 1 million rose to 1.5 million, but the bank did not accept them, and the gold store only issued 900,000, why?
The gold bars bought for 1 million rose to 1.5 million, the bank was unwilling to accept it, and the gold store only had 900,000, why? In daily life, investing** is a common way to manage money. Gold bars are a physical** investment product favored by investors. However, when investors have gold bar money in their hands, they find that the bank is unwilling to accept it, and the gold store is only willing to pay 900,000 yuan, why is this? Today, let's take a look at this problem and analyze the reasons.
You need to understand the process of buying and monetizing gold bars. When investors buy gold bars, they usually choose a reputable financial institution or store. During the purchase process, the value of gold bars is affected by the international gold price, the domestic gold price and the cost of processing. When the gold bar** rose to 1.5 million, investors thought they could cash out, but found that the bank was unwilling to accept it, and the gold store was only willing to pay 900,000 yuan.
1) The reason for the bank's reluctance.
This means that investors may incur some losses when the gold bars are realised. In addition, in the process of buying back gold bars, banks need to inspect and process the gold bars, so these costs will also affect the bank's ability to purchase gold bars**.
2) The reason why the goldsmith was only willing to bid 900,000.
The gold store will also charge a handling fee during the process of converting cash slips. The handling fee of the gold shop usually includes processing fees, inspection fees, etc. In addition, gold shops also need to consider the cost of gold bars, as well as profit margins. Therefore, when the gold bar *** reaches 1.5 million, the gold shop may only be willing to bid 900,000 ** gold bars.
How to deal with the problem of gold bar clearing.
Faced with the situation that banks are reluctant to collect gold stores and are only willing to pay 900,000, investors can take the following ways to solve the problem of cashing out gold bars:
1) Find a few more gold stores to compare and strive to buy a higher **.
2) Choose a financial institution with repurchase capacity and understand its repurchase policy and handling fees.
3) Consider settling gold bars through other methods such as private transactions.
When the value of 1 million** gold bar appreciated to 1.5 million, the bank was unwilling to accept it, and the gold store was only willing to bid 900,000. This is mainly because banks and gold stores charge a certain fee, and also take into account the cost and profit margin in the process of gold bar realization. When investors encounter this situation, they can find more gold stores for comparison, choose financial institutions with repurchase capacity, and also consider turning cash slips into cash through auctions, private transactions and other means.
How will gold bars evolve in the future? What should investors pay attention to when buying and converting cash slips? Let's take a look at the evolution of gold bars and see how the market plays out in the future.