Bumblebee No. 10 all-round version is a new children's critical illness insurance launched by Beijing Life Insurance years ago, and it is also an upgraded version of Bumblebee No. 9, Bumblebee No. 10 all-round version is still insured for 30 years, 70 years old or guaranteed for life, and the corresponding terms are: Beijing Life Jingkang Baby M paragraph, N paragraph and O paragraph. The name of the clause means that the electronic policy and paper contract received after buying Bumblebee 10 will show the name of the clause, not the screen name of Bumblebee 10.
What is the upgrade of the Hornet 10 All-Around Edition compared to the Hornet 9? Have premiums gone up or down?
Looking at this comparison table, the Hornet 10 all-around upgrade part is in red font.
The number of critical illness claims for Bumblebee 10 All-round Edition is 4 times, Bumblebee No. 9 critical illness is 1 time.
2. Additional malignant tumors are compensated multiple timesHornet 10 All-Around Edition is unlimitedThe first 3 times are 1 year apart, and the third time after the interval is 50%, and you can always pay an unlimited number of times. And the Hornet No. 9 Lifetime Edition is limited to one payout. If you do not choose this liability, the malignant tumor of the main insurance will be paid at most once, and if it is a single claim for the critical illness of Bumblebee No. 9, after the critical illness other than the malignant tumor is paid, the critical illness liability will not be compensated for the malignant tumor at the end. The Hornet 10 all-round version is a multiple claim, which pays for critical illnesses other than malignant tumors, and can also compensate for malignant tumors again.
To put it simply, the single product of critical illness, Bumblebee No. 9, may not be compensated for malignant tumors in the main insurance; And the Hornet 10 all-round version, malignant tumors can be compensated at least once.
3. The Hornet 10 All-round Edition's Disease Care Gold has been raised180% of critical illnesses before the age of 6090% of the moderate disease, 40% of the mild disease remained unchanged, and Bumblebee No. 9 was 160% of the critical illness and 80% of the moderate disease before the age of 60.
4. The amount of insurance for children's high-incidence critical illnesses has also been increased, 60% in the first year, 120% in the second year, and 150% in the third year for 20 children's critical illnesses, and 50%, 100%, 130% for Bumblebee No. 9, respectively, and 20% in the third year and beyond, and if you buy 500,000 insurance, it will increase by 100,000. Rare diseases also increased by 10 percent, to 220 percent in year 3 and beyond, and 210 percent for Hornet 9. More importantly, children's high-incidence critical illness and rare disease can be combined with 4 claims, and the single claim for critical illness of the main insurance such as Bumblebee No. 9 can only be claimed once. In addition, there is an additional 50% for leukemia bone marrow transplant before the age of 18. The most concerned premium comparison
The overall rate of the Hornet 10 all-round version is higher than that of the 9th, without the addition of disease care fundsGuaranteed for 30 years, the premium for the Hornet 10 all-round version is 720, and the premium for the 9th is 660.
Guaranteed lifetime death-free, the premium for the Hornet 10 all-round version is 1950, and the premium for the 9th is 1860.
Guaranteed for life plus malignant tumors many times, the premium for Bumblebee 10 all-round version is 2420, and the premium for 9 is 2310.
Whole life plus death benefit insured, the premium for the Hornet 10 all-round version is 3340, and the premium for the 9th is 3195. The above is the premium calculation for 0-year-old girls, and the overall increase in No. 10 is more than 100, an increase of about 5%. 
After adding the sickness care fund, the premium of the Bumblebee 10 all-round version has increased even more, of course, it also pays more, 20% more, and 100,000 more for buying 500,000 insurance. Compared to other children's critical illness insurance, Bumblebee No. 10 (all-round version), Xiaoqinglong No. 2, Qingyunwei No. 2, new version of Qingyunwei No. 3, and Little Naughty No. 2500,000 for life, Bumblebee No. 10 all-round version premium is 1950, with 4 claims for critical illness, the premium is lower than the 3 claims premium of Xiaoqinglong No. 2 critical illness 2000, and Qingyunwei No. 2 new version of the critical illness single premium of 1945 is only 5 yuan more, Qingyunwei No. 3 single time is 2005, little naughty single time is 178451, Bumblebee No. 10 all-round version still has an advantage in children's critical illness insurance in the case of lifetime no death.
After the addition of malignant tumors with unlimited compensation, Bumblebee No. 10 all-round version premium is 2420, the premium is lower than Xiaoqinglong No. 2 and Qingyunwei No. 3, higher than Little Naughty No. 2 From the above responsibilities and premiums point of view, Bumblebee No. 10 all-round version is indeed very good, it is worth considering parents who are considering children's critical illness insurance in the near future to refer to Bumblebee No. 10 all-round version of the product to view, the premium calculation can be scanned code.
When choosing children's critical illness insurance, we should first look at whether the child is born prematurely, born less than 5 pounds, foramen ovale is not closed, and hospitalization surgery to determine whether it can be bought, which products can be bought, which ones are better in what can be bought, and secondly, how much insurance to buy, and the corresponding premiums, insurance companies, product liability, value-added services and claims on a comprehensive cost performance ratio to consider.
Recommended purchase method for children's critical illnessIt is a single critical illness + multiple malignant tumors, followed by multiple critical illnesses + multiple malignant tumors, and you can contact me on WeChat 18667121191 for specific insurance
Savings Insurance: December 2023 Increasing Whole Life Ranking Hongkang Golden Jubilee Life.
Children's Insurance: Standard Plan Qingyunwei No. 3 Bumblebee No. 9.
Pension: 1st pensionEveryone chooses paragraph B and Yang Duoduo No. 5 to deduct individual income tax December 2023 pension ranking.
Annuity: Hongkang Golden Jubilee Life 2023 and China Post Post Love Life.
Regular longevity: January recommended Tongfang, luxurious.
Accident insurance: Recommended family single in January.
Medical insurance: financial medical insurance, mid-end medical care, pregnancy insurance, children's high-end medical care.
Critical Illness Insurance for Adults:
Super Mario 9 Little Red Flower Super Mario 9 Guardian 6 Three major company critical illnesses Darwin 8.
1[gf]fe0f[ gf][gf]20e3[ gf]Buy insurance.
Consult and recommend insurance, contact me, the whole platform has the same name: Jinhui Studio.
2[gf]fe0f[ gf][gf]20e3[ gf] Recruit insurance brokers to cooperate with the products of more than 100 insurance companies, which can be developed nationwide, without the need to clock in and out, and can be used online to transact customers on WeChat, nationwide, full-time and part-time. Resume interview is required.
Requirements: college degree or above, 25-45 years old, recognized insurance, certain self-discipline and self-management ability, and a certain desire or motivation for self-realization. Interview (note "Insurance Broker").
3[gf]fe0f[ gf][gf]20e3[ gf] full set of automatic comparison tables to increase the amount of whole life, pension, critical illness insurance, medical insurance (including high-end medical care), term life insurance, simple interest compound interest, universal account and other automatic calculation tables.