Financial anti-fraud.
According to statistics, by the end of 2022, the number of customers served by consumer finance companies exceeded 300 million, reaching 33.8 billion person-times, a year-on-year increase of 184%。Especially in recent years, the rapid iterative integration of Internet financial products has derived a wide variety of financial products, and a large number of people have participated in investment and consumption.
In addition to the common **, allocation, foreign exchange and other financial products, various spot platform thunderstorms abound. There are even film and television investment, original stock investment, non-entity financial franchise investment, illegal collection of high membership fees, course fees, etc.
From a geographical point of view, almost everyone in first- and second-tier cities is a financial consumer, except for some older people. However, due to the concealment of non-physical transactions in financial consumption, and the fact that financial consumer education and legal popularization are relatively lagging behind, most people do not know that they are financial consumers, let alone that they still have eight rights and interests. When the rights and interests are infringed and lost, they often think that they are unlucky, and they can't swallow their anger.
Mr. Li, an investor, has been **xx shares** for many years and has been holding the majority**. Then the unfortunate news was touched by Mr. Li, XX shares announced that he received the CSRC's "Notice of Case Filing and Investigation", and the Hebei Supervision Bureau of the CSRC decided to investigate it due to suspected misrepresentation.
After a period of time, the share price of xx shares was affected by this bad news, and there was a relatively large **, which caused a lot of losses to Mr. Li and other investors. However, since there was no way to claim compensation at that time, Mr. Li has been holding shares and waiting for the opportunity. Mr. Li learned from the Internet that some investors in XX shares with similar circumstances have entrusted lawyers to initiate claims against XX shares of listed companies.
After confirming that the relevant news was true, Mr. Li also quickly found the ** lawyer of the XX share investor who had filed a claim before, and quickly completed the preparation of the prosecution materials under the guidance of the lawyer. After several twists and turns, a settlement was reached, and after the trial, the lawyer of Baosho contacted the plaintiff and was willing to pay 40,000 yuan in compensation if the investor could reach a settlement with XX shares, and repeatedly persuaded and communicated with the plaintiff investor.
Any investment is risky, but when encountering non-subjective and abnormal losses, you must analyze calmly and rationally, sort out relevant evidence materials, and appeal and claim through legal channels to protect your own rights and interests. The legal channels commonly used are as follows:
1. Organize evidence materials and report the case on your own;
2. Ask a lawyer in the financial professional direction to sue;
3. Appeal to the competent department at a higher level;
4. Prepare negotiation chips to negotiate with the platform;
5. Victims form groups to find a platform to negotiate;
6. Entrust a third party to adopt non-litigation mediation. It is recommended to use non-litigation dispute resolution channels, and there are public interest mediation centers in various places, and you can contact and apply on your own. However, it is estimated that the progress of professionalism and process will be slow, and other third parties can also be found for mediation. Through linkage with courts, public security and other law enforcement departments and social resources, we will promote diversified resolution of financial disputes, truly resolve disputes at the initial stage, and protect the legitimate rights and interests of financial consumers to the greatest extent.
The above channels have their own advantages, and the key to choosing which one depends on your actual situation.
1) If you have the time, resources, and ability, you can negotiate and solve it by yourself;
2) The conditions do not allow it to be recommended to report the case;
3) If you want to be faster, you can choose to entrust a third party to mediate.
It is suggested that you can try non-litigation channels first, and then report the case if it is invalid, but it will not work, and you can only go to litigation. Remember to be fast, timing is key, and the more you delay, the worse it will be for you.