After 120 days of hard work, the 25,000 yuan needed to increase the whole life expectancy was finally enough.
Xiao Maruko of the financial companion camp said that she now feels that it is good to save money, and every day she is moving towards her goals one by one, and she feels that she is full of strength.
I couldn't agree with her very much, I didn't know when I would be able to save the premium, and I was super afraid that I wouldn't be able to renew the insurance. 120 days have passed, trembling and trembling, I really saved it, and I breathed a sigh of relief.
In the whole process of saving my premium, I think I have done a good job in the following three points, and I would like to share them with you.
1. Set savings goals.
Maruko said that on the way to save money, it is super important to have a goal. Looking at different goals in this way, completing them one by one, there is a sense of accomplishment in leveling up and fighting monsters.
I've shared this in almost every article about saving money when it comes to setting savings goals. I used to have 2 big bills a year, which were to pay the land tax and property in April and pay the land tax and property in November. Since I have configured all the suitable insurance for my parents and myself, I have two more big bill days, March and December. For fear that I would be particularly depressed and depressed, I broke through them one by one and completed them one by one.
In the process of saving up whole life premiums this time, I have a deeper understanding of my goals. Every time I can't hold on anymore, I open my account and take a look at how much I have to achieve my goal. For example, when I first saved 4,000, I told myself, you're great, and you still have 21,000 to achieve. You only need to deposit another 21,000 yuan. All of a sudden, the target went from 25,000 yuan to 21,000 yuan. When I saved 15,000 yuan, I told myself, great, you only need to deposit 10,000 yuan.
In this way, I broke down the big goals into small ones. Every time I achieve a small goal, I feel more confident.
Goals, there can be long-term goals, medium-term goals, short-term goals, and even daily goals, you can try, once you have the goal of saving money, you will find that the road to saving money is bright.
2. Establish a special account.
Because the deduction channel bound to my increased whole life is a Chinese bank card, the special account I used to save money this time is a Chinese bank card.
I didn't have the interest income that Alipay or WeChat gave me, but I really used my bank card to accumulate my premiums little by little. I don't have the Bank of China app, so I took advantage of my ** account app.
*Inside the account there is an option to transfer money from a bank card to ** account, where I can see my account balance.
Usually, when I collect the withdrawal amount in the WeChat Pay discount, I will transfer the money that can be saved in WeChat to the bank account.
On trading days, I will go to the ** account to take a look, and on non-trading days, I can't see anything. This inconvenience has alleviated my pain of saving money to some extent, and before I know it, the goal of 25,000 has been achieved.
3. Insist on huddling together for warmth.
The friends of the financial companion camp gave me a lot of moral support on the way to save money. One person can walk fast, but a group of like-minded people can walk further and steadily.
Everyone is inert, and I'm no exception. Sometimes I really think it's too difficult to save money, so I just want to forget it. But every time I think about it, I see that the simple children in the financial companion camp have completed the 52-week check-in goal again, and I feel full of strength again.
I shared my thoughts on the magnetic field of money that day: if you want to make money, you have to do the closest thing to money. In the same way, if you want to really save money, you have to be really close to people who are serious about saving money.
Saving money again and again, and communicating with the financial companion camp friends again and again, will inspire me and encourage me to continue to move forward without knowing or realizing it.
People who can save money, just like people who can lose weight, are inspired by the power they want to see, and in the end, they really see power, meet power, and finally become power.
Well, that's the end of today's sharing, I hope it can help you in need.