When I returned to my hometown for the Chinese New Year, I accompanied my elderly mother to the local rural credit cooperatives to save money. However, it is amazing that there is a long queue at the entrance of this small rural credit cooperative. The old people were all in good spirits, and even though the queue was long, no one complained of leg pain and back pain. They chatted and exchanged pleasantries with each other in the team, showing a sense of unity and harmony.
Expanding: The elders in the team are not only here to save money, but also to communicate and help each other in the community. Under the winter sun, with smiles on their lips, they share their life stories and joys and sorrows. Some old people talk about the crops they have planted and share the joy of the harvest; Some elderly people talk about the filial piety of their children and share the warmth of their families. These ordinary and warm conversations make people feel the simplicity and human touch of the countryside. In the process of queuing, the elderly are not only saving money, but also looking for spiritual comfort and community warmth.
While queuing, I heard two old ladies chatting, one of them said that he wanted to save 30,000 yuan, and the other even wanted to save 40,000 yuan. This shows the strength of the old people in terms of economic strength.
Expanding: Rural credit cooperatives are very attractive to the elderly. They often attract the elderly to save money through some activities, such as saving 1,000 yuan to have the opportunity to participate**, and also give away rice and oil. Although the rice in this activity is only five catties, the oil is only 18 liters, the quality and quality are also average, but surprisingly, the old people don't seem to care about these. They are willing to go to rural credit cooperatives to save money because they feel like they are taking advantage of it. Moreover, although the ** activity is only a formality, usually only take small things, such as aprons, tissues and the like, but this is enough to make the old people happy.
The difference is that in the city's four major banks, there are no additional gifts and activities for depositing money, and they will only recommend some financial products. Therefore, it can be said that rural credit cooperatives are more suitable for the elderly, they have penetrated the psychology of the elderly from the bank, and made the elderly more motivated to save money through various ways.
In addition to prizes and activities, the elderly also have a deeper sense of fun for saving money. Almost every household has a passbook, and even an old couple has their own small treasury. The money they received from their children, plus the income from their own farming, felt a lot when they saved 10,000 yuan. The savings of the elderly in rural areas can even exceed the 300,000 mark, which is already a considerable amount, and people can all feel their achievements and efforts.
Expanding: Many elderly people find that saving money has become an addiction, and they become reluctant to eat and wear, ignoring other enjoyments of life. Before they go out in the morning, they will sort out their passbooks and check the records of each deposit and withdrawal, as if this is a treasure that they are easy to lose. One by one, the old people looked at their high deposit figures, and were deeply immersed in the hope of spending their old age in peace in the future. Their savings bring them a great sense of satisfaction and accomplishment. Those small ledgers and stable numbers have become the greatest pride of the old people, and they are also their best reliance.
However, while saving for retirement is important, it's equally important to live well in the present. Are there people around us like these old people, who pursue the accumulation of money and ignore the beauty of life? Perhaps, we can learn from the old people that while trying to save money, we must also know how to enjoy every moment of life. The value of life should not only be the wealth in our hands, but also the satisfaction and happiness in our hearts.
Through observation and understanding, I found that rural credit cooperatives are indeed more attractive to the elderly. Through activities such as ** and gifts, they can increase the enthusiasm of the elderly to save to a certain extent. Although the quality and quality of these prizes are not particularly high, this does not prevent the elderly from enjoying this feeling of being cared for and loved. In contrast, city banks are more conservative in this regard, focusing more on recommending wealth management products. For the elderly, in addition to financial returns, what they value more is the real care and warmth.
However, we must also make it clear that human life is not only the accumulation of money, but more importantly, the cherishing and enjoyment of the present. Saving for a comfortable old age is certainly a positive act, but we also need to learn to find a balance between money and life. Whether we are young or old, we should learn to take care of our bodies and quality of life, not only to strive for the maximization of profits in the financial market, but also to pay attention to our spiritual satisfaction and happiness. In this way, our lives can be more fulfilling and meaningful.