The balance of the average person's health insurance card is determined by the amount of medical insurance they pay and how often they use the health insurance card. The medical insurance system provides basic medical protection for the majority of insured people, and the balance of the medical insurance card will vary with the payment base, payment ratio and personal medical consumption. Below I will introduce the balance information of the general person's medical insurance card for your reference.
The proportion of medical insurance contributions for in-service employees is 8%, of which 2% is borne by individuals and 6% by enterprises. This means that every month the employee's medical insurance card account will have a certain amount of balance accumulated. However, the specific balance needs to be determined according to the individual's payment base. The contribution base is usually determined based on the salary income of the employee, and the upper and lower limits of the contribution base will be different in different regions.
Generally speaking, the balance of the insured person's medical insurance card will be affected by the following factors.
1.Payment base: The higher the payment base, the more balance will be credited to the medical insurance card account each month.
2.Payment period: The longer the payment period, the more balance of the medical insurance card will be accumulated.
3.Medical expenses: The higher the medical expenses, the faster the balance of the medical insurance card will be depleted.
In order to know the balance of your medical insurance card, the insured person can inquire through the following channels:
1.Alipay app: In Alipay's civic center, select Social Security, and click on the balance of the social security card to query.
2.Social Security Bureau**: Log in to the local Social Security Bureau**, register and log in to check the balance of medical insurance and payment details.
3.Designated hospitals or pharmacies: When making purchases, check the balance of the medical insurance account on the receipt.
4.*Enquiry: You can also check the balance of your medical insurance account by calling your local health insurance center**.
The balance of the average person's medical insurance card is affected by a variety of factors, and the specific balance needs to be determined according to the individual's payment situation, medical expenses, and the policies of the region. Through the above channels, the insured can easily check the balance of their medical insurance card. It should be noted that only the employee medical insurance has a personal account balance, and the resident medical insurance does not have a personal account.