Hurun's 2023 report is actually quite interesting. The number of households with a net worth of 6 million is 5.18 million in total. 10 million net assets, a total of 2.11 million households.
Among them, Beijing: 298,000 and Shanghai: 262,000.
The difference between this and the data bragged about on the Internet is extremely huge.
Because the most popular saying on the Internet is: tens of millions of assets are a fart, but it's just a suite in Beijing, Shanghai and Guangzhou. But the problem is that there are so many households in Beijing and Shanghai that can own a property worth tens of millions without a loan, and there are no more than 300,000 households in a city. So why are there so many rich people online? Or are there so many people with big breaths?
Hotspot Engine Plan This one is mainly because of two. The first is that housing prices are abnormally high and unreasonable, because the standard of this psychological landmark comparison is wrong, resulting in too many people bragging. When it comes to wealth, 20 million are poor, and the annual income of 10 million is barely middle class. As soon as you say that you have to pay for emergencies, don't say that you have to pay 200,000 yuan or 50,000 yuan, you can't take it out at all. has a high vision, but there is little money in the wallet, and they are busy bragging all day long to improve their vision and tone, which is the common situation of some netizens. The second reason is that there are many people who like to brag. The mortgage is also included in personal wealth. After taking out a loan for 30 years and buying a house of 10 million, I feel that I am also a multimillionaire.
There is a very frightening statistic, which is also mentioned here: the total number of households in Beijing is 82310,000 households. There are 710,500 households with a net worth of more than 6 million in Beijing. The housing price in Beijing, 6 million is not too expensive. In other words, the number of households without loans in Beijing is not even 10%.
Shanghai is even more terrifying, with a total of 9.64 million households and 620,000 households with a net worth of 6 million. About 64%
Guangzhou and Shenzhen are likely to be more serious, because Hurun only counts Zhejiang Province, Guangdong Province, and does not count specific cities, so this data cannot be seen. 10% can't be reached, what is the concept?
You've heard a phrase that says "When the economy is in a downturn, the middle class is the first to collapse." Why is the middle class collapsing? A lot of people analyze it from various angles and say a bunch of nonsense. In fact, the most critical sentence is that few people mention housing loans, and few people pay attention to them. The key to the collapse of the middle class is mortgages. Once the mortgage is broken and the house is taken away, the family will completely slip into class. So why is the mortgage cut off? Because of unemployment. Why do you lose your job? Because of the economic downturn. To be honest, if the middle class pays off the mortgage, it is not the middle class.
Hurun calls a family with a net worth of more than 6 million a wealthy family. Many people disagree and feel that 6 million is not enough to buy a house. But in fact, the reality is that even in Shanghai, families with a net worth of 6 million account for 6%. The glamour of the vast majority of people is pretended. The life maintained by high loans is extremely glamorous in disguise, and any high-consumption behavior dares to be added. Once this kind of person encounters a slight job change, he can't think about what his life will become, and he can't ...... at all