Zaozhuang exclusive million guarantee.
Guarding Zaozhuang and holding up hope.
"Zao Huibao" has been online in Zaozhuang for three years.
It has always been trusted by the majority of insured.
Every payout, every settled policy.
Only for warmth to protect the happiness of ten thousand families.
Read the story. Claim Case 1.
Ms. Huang, 72 years old, a resident of Taierzhuang, suddenly could not speak with right limb weakness.
Basic situation: On January 29, 2023, during the activity, he suddenly could not speak with right limb weakness, and was found by his family and sent to the Second Affiliated Hospital of Xuzhou Medical University for hospitalization**, and was diagnosed with multiple cerebral infarction, valvular heart disease, left middle cerebral artery occlusion, pulmonary infection, pleural effusion, cardiac insufficiency and other symptoms.
Later, on February 8, 2023, he was transferred to Qilu Hospital of Shandong University for further hospitalization**.
Compensation: Medical insurance reimbursement: Ms. Huang has accumulated 2 hospitalization expenses of 42872958 yuan, medical insurance reimbursement 10768318 yuan, self-pay 321046$4.
Reimbursement amount of Zao Huibao: After being reviewed by the claims adjuster of Zao Huibao, this self-paid 3210464 yuan, in line with the scope of responsibility for the amount of 445168 yuan, reimbursement 590336 yuan; The amount of the amount that meets the scope of liability 2 is 2765296 yuan, reimbursement 15822368 yuan, and the final jujube huibao reimbursement 16412704 yuan.
Zao Huibao" reimbursed Ms. Huang:
164127.04 yuan.
Expenses borne by individuals decreased by 51 per cent
Claim case 2.
Mr. Guo, aged 61, Parkinson's, a resident of Xuecheng District; Patients with pre-existing conditions.
Basic information: Mr. Guo was diagnosed with Parkinson's in December 2019 and was diagnosed when he enrolled in Zao Huibao, and he was a patient with pre-existing conditions.
In recent years, he has been hospitalized for a long time**, and in 2023, he has been hospitalized twice in Beijing Tiantan Hospital affiliated to Capital Medical University.
Compensation: Medical insurance reimbursement: Mr. Guo was hospitalized**2 hospitalizations with a total cost of 27694516 yuan, medical insurance reimbursement 5740565 yuan, self-pay 21953951 yuan.
Reimbursement amount of Zao Huibao: After being reviewed by the claims adjuster of Zao Huibao, this self-pay 21953951 yuan, in line with the scope of responsibility 2 amount is 20474066 yuan, reimbursement 10079253 yuan; In the end, the jujube benefit insurance will be reimbursed 10079253 yuan;
Zao Huibao" reimbursed Mr. Guo:
100792.53 yuan;
Personal expenses decreased by 46 per cent
Claim case 3.
Gao, 19 years old, resident of Shizhong District with acute myeloid leukemia; Patients with pre-existing conditions.
Basic information: Gao was diagnosed with acute myeloid leukemia in November 2018 and was a patient with pre-existing conditions when he enrolled in Zao Huibao.
Long-term hospitalization** in the past five years, as of July 2023, he has been hospitalized 9 times in Beijing China-Japan Friendship Hospital, and he still needs to be hospitalized in the future**.
Compensation: Medical insurance reimbursement: Gao spent 409052 for 9 hospitalizations82 yuan, medical insurance reimbursement 27897432 yuan, self-pay 130078$5.
Reimbursement of Zao Huibao: After being reviewed by the Zao Huibao claims adjuster, this self-pay 1300785 yuan, the amount of the scope of responsibility is 8571625 yuan, reimbursement 1414325 yuan; The amount that meets the scope of liability two is 44,36225 yuan, reimbursement 587245 yuan; Final Jujube Huibao reimbursement 20015$7.
Zao Huibao" reimburses Gao students:
20015.$7.
Expenses borne by individuals decreased by 16 per cent
Claim Case 4.
Mr. Meng, 40 years old, is a resident of Yicheng District with a malignant liver tumor.
Basic Details: In December 2022, Mr. Meng felt unwell and was admitted to the hospital for the first time on 5 January 2023 accompanied by his family after several days of self-observation and did not improve. After being diagnosed by doctors, Mr. Meng was unfortunately diagnosed with liver malignancy, and was hospitalized three times** in Huashan Hospital affiliated to Fudan University and Shanghai Hebin** Hospital**, and was finally discharged on February 10, 2023.
Compensation: Medical insurance reimbursement: Mr. Meng spent a total of 593728 on three trips69 yuan, medical insurance reimbursement 13355395 yuan, personal burden 46017474 yuan, multiple hospitalizations** and expensive medical expenses put Mr. Meng's family with a heavy financial burden.
Reimbursement amount of Zao Huibao: After being reviewed by the Zao Huibao claims adjuster, Mr. Meng 460174 at his own expense74 yuan, in line with the scope of responsibility 1 amount of 5205053 yuan, reimbursement 741011 yuan; The amount that meets the scope of liability 2 is the amount of 40812421 yuan, reimbursement 26349936 yuan; In the end, the jujube benefit insurance reimbursement 27090947 yuan.
Zao Huibao" reimbursed Mr. Wang:
270909.47 yuan.
Personal expenses decreased by 58 per cent
Claim Case 5.
Mr. Wang, 78 years old, is a resident of Shizhong District with pneumonia.
Basic situation: Due to repeated cough and poor spirits, he was urgently sent to the People's Hospital of Shanting District, Zaozhuang City by his family for examination on January 5, 2023, and was diagnosed with pneumonia after being diagnosed by a doctor, and was hospitalized in the People's Hospital of Shanting District, Zaozhuang City**After his condition improved, he was transferred to Tengzhou People's Hospital to continue**, and was cured and discharged on February 5, 2023.
Compensation: Medical insurance reimbursement: The total medical expenses of Mr. Wang's two hospitalizations amounted to 778,74042 RMB; Among them, medical insurance reimbursement 54242312 RMB; After reimbursement by medical insurance, the individual bears 232817$3.
Reimbursement of Zao Huibao: After being reviewed by the Zao Huibao claims adjuster, this self-pay 2328173 yuan, in line with the scope of responsibility 1 amount of 3043267 yuan, reimbursement 308653 yuan; The amount that meets the scope of liability 2 is the amount of 20588463 yuan, reimbursement 101707$7. In the end, Jujube Huibao will be reimbursed 10479423 yuan.
Zao Huibao" reimbursed Mr. Wang:
104794.23 yuan.
45% reduction in personal costs
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