Calculated on the basis of the interest rate of local banks, the one-year interest rate, 195, two-year rate, 255, three-year interest rate 285. Three-year large deposits, more than 200,000, interest rate 29. Save from 10,000, such three formulas, please weigh it yourself.
One-year period: 1 point 95 1 year multiplied by 10,000.
The interest due is $195.
Two-year period: 2.55 times 2 years by 10,000.
The interest due is 510 yuan.
Three-year deposit rate:
2.85 times three years multiplied by 10,000.
Profit at maturity is 855 yuan.
1.2.3-year spread calculation.
2.55, 255-195=60
The two-year period is 60 yuan more than the one-year profit.
Triennial period 285，285-195=90
The three-year period is 90 yuan more profit per year than the one-year period.
Let's put it this way, if you have a lot of money, you will naturally save it for three years and make a higher profit.
If you have limited money and are likely to have it at your disposal, save for a year for the most flexible.
Family finances need to be budget-conscious.
First, don't put a lot of cash at home, let the bank keep the cash for you, it is safe and you can get interest.
Second, measure savings, compare 1 to 3 years, you can master your savings savings, and put a few years is the most appropriate
The original debut of the work.
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