"Special subsidy" for policy-based financing guarantee loans for small, medium and micro enterprises in Minhang DistrictOnline filing is now open!In order to implement the relevant provisions of the Minhang District People's Opinions on Supporting the Development of Modern Financial Industry and Promoting the Integration of Industry and Finance in Minhang District (Min Fu Gui Fa 2022 No. 8), effectively solve the problem of "difficult and expensive financing" for small, medium and micro enterprises in the district, further improve financing efficiency, and reduce the financing cost of small and medium-sized enterprises, Minhang District is now carrying out the 2024 yearMicro, small and medium-sized enterprisesApplication for special subsidies for policy-based financing guarantee loanswork, subsidy project content includesGuarantee fee subsidyand optimize the financing and development environment for science and technology enterprisesInterest subsidy
The detailed application conditions and application process are as follows:
1. Scope of application
Enterprises in Minhang District that have obtained commercial bank loans in Shanghai through the guarantee of the Shanghai Policy-based Financing Guarantee Management Center for Small, Medium and Micro Enterprises**, and have repaid the loan on time and in full since June 1, 2023.
2. Support standards and methods
1) Guarantee fee subsidy.
Enterprises registered in Minhang District in accordance with the law, obtained commercial bank loans in Shanghai through the guarantee of the Shanghai Small and Medium-sized Enterprises Policy Financing Guarantee Management Center, and repaid the loan in full and on time, will be given a full subsidy according to the guarantee cost actually borne by the enterprise, and the maximum subsidy for the same enterprise in one year10,000 yuan。Enterprises that are overdue or compensated are not within the scope of the subsidy.
1. Application conditions.
1) Small, medium and micro enterprises registered in Minhang District for industry and commerce and taxation, with corporate legal person qualifications, compliant operation, and tax payment in accordance with the law (enterprises need to be registered in Minhang District during the period of borrowing and repayment and applying for subsidies).
2) Micro, small and medium-sized enterprises that have obtained bank loans from Shanghai through the policy financing guarantee of micro, small and medium-sized enterprises in Shanghai and repaid them on time and in full;
3) There is no overdue or substitution situation.
2. Application materials.
1) The original application form for policy-guaranteed loan subsidy for small and medium-sized enterprises in Minhang District;
2) A copy of the business license and tax registration certificate of the enterprise legal person (the original must be verified);
3) A copy of the bank loan contract (the original must be verified);
4) Copy of bank loan and repayment voucher (original must be verified);
5) A copy of the invoice for the payment of the guarantee fee (the original must be verified);
6) Other necessary application materials.
Note: When submitting paper materials in the future, the above materials should be stamped with the official seal of the enterprise, and the foreign language materials should be translated into Chinese and stamped with the official seal of the enterprise, and the original should be provided for verification.
2) Optimize the financing and development environment of science and technology enterprises, and interest subsidies.
For the part exceeding the one-year loan market interest rate (hereinafter referred to as LPR), the enterprise that repays the loan on time and in full will be given an interest subsidy of up to 20% of the floating part of the LPR, and the maximum subsidy for the same enterprise for one year100,000 yuan。After the loan expires, enterprises that are overdue or compensated are not within the scope of the subsidy.
1. Application conditions.
1) Small, medium and micro enterprises registered in Minhang District for industry and commerce and taxation, with corporate legal person qualifications, compliant operation, and tax payment in accordance with the law (enterprises need to be registered in Minhang District during the period of borrowing and repayment and applying for subsidies).
2) It is recognized by the city and district as a "specialized, special and new, high-tech, cutting-edge science and technology, and science and technology little giant" science and technology enterprises;
3) Micro, small and medium-sized enterprises that have obtained loans from commercial banks in Shanghai through the policy-based financing guarantee of micro, small and medium-sized enterprises in Shanghai and repaid in full and on time;
4) Enterprises that have not been overdue or compensated.
2. Application materials.
1) The original application form for policy-guaranteed loan subsidy for small and medium-sized enterprises in Minhang District;
2) A copy of the business license and tax registration certificate of the enterprise legal person (the original must be verified);
3) Copies of certificates of high-tech, specialized, special and new, science and technology little giant, science and technology cutting-edge (original documents need to be verified);
4) A copy of the bank loan contract (the original must be verified);
5) Copy of bank loan and repayment voucher (original must be verified);
6) Loan interest payment schedule and copy of payment voucher (original must be verified);
7) Other necessary application materials.
Note: When submitting paper materials in the future, the above materials should be stamped with the official seal of the enterprise, and the foreign language materials should be translated into Chinese and stamped with the official seal of the enterprise, and the original should be provided for verification.
3. Application acceptance process
1) Online declaration.
The applicant can log in to the "Shanghai Minhang Financial Technology Service Platform", select "News Policy - Policy Express"** to view the "Minhang District Small and Medium-sized Enterprises Policy-based Financing Guarantee Loan Special Subsidy Application Guide", and click the link to visit the "Minhang District Enterprise Service Platform", select "Apply for new projects", enter "Financial Policy", and select "6.".Policy-based Guaranteed Loan Support", select the corresponding project to fill in, and upload electronic materials according to the system prompts.
Shanghai Minhang financial technology service platform
Minhang District Enterprise Service Platform
2) Requirements for application materials.
1.**The electronic materials submitted must be in PDF format, and a single file should not exceed 20M, and multiple documents can be submitted.
2.Paper application materials should be printed on both sides of A4 paper, and the declaration form and authenticity commitment letter should be stamped with the official seal of the reporting unit and signed by the legal representative or its authorized representative (the application materials will not be returned).
3.The paper application materials must be signed and stamped completely, and the content of the electronic application materials submitted online must be consistent.
3) Acceptance of written materials.
After the applicant completes the online application, the staff will contact the enterprise to notify the enterprise of the project declaration result, and the enterprise needs to submit relevant paper materials to the Minhang District Finance Bureau according to the requirements.
The Financial Services Department of Minhang District Finance Bureau is responsible for the application acceptance, project review and daily management of the special subsidy for policy-based financing guarantee loans for small, medium and micro enterprises in Minhang District.
Address: Room 310, Building 2, District Finance Bureau, No. 6358 Humin Road.
Reception hours: 9:00 a.m. to 5:00 p.m. on weekdays
Fourth, policy consultation
Attachment: Guidelines and operation manual for the application of special subsidies for policy-based financing guarantee loans for small, medium and micro enterprises in Minhang District. pdf
*: District Finance Bureau.
Transcription Editor: Yue Shunshun (intern).
*Please indicate that it is from Minhang's official WeChat.
(Click ** to view).
