ATM transfer is one of the more common, convenient and fast transfer methods in the banking system, which can be operated at any time and place, reducing the annoyance of manual queue waiting time. So, how long does it take for an ATM transfer to arrive? Let's take a closer look.
How to transfer money at an ATM.
1.Insert a card: Insert a bank card into the ATM and enter the password for authentication.
2.Select Function: Select Transfer to account, and enter the target account and transfer amount.
3.Confirmation information: Confirm the transfer information according to the prompts, including the transfer amount, receiving account, etc.
4.Signature confirmation: According to the ATM prompts, sign on the LCD screen with a pen to confirm the transfer operation.
5.Card Pickup: Retrieve the card and wait for the system to confirm.
The time when the ATM transfer will be received.
Like other transfer methods, ATM transfers are uncertain and affected by a variety of factors, mainly the following:
1.Different beneficiary banks: Due to the differences in settlement systems between different banks, the arrival time of the money is also different. In general, inter-bank transfers will arrive quickly, while inter-bank transfers will require a short settlement time.
2.The size of the transfer amount: Small-value transfers will arrive relatively quickly, while large-value transfers will have a settlement review process, which may take a long time, so the arrival time will be relatively late.
3.System maintenance time: If the ATM transfer operation is within the maintenance time of the banking system, the arrival time will be affected, and there may be delays.
In general, ATM transfers will arrive on the same day or within 1-2 working days. In the event of special circumstances, the arrival time may be delayed. If you need instant credit, it is recommended to use other transfer methods such as instant transfer.
To sum up, ATM transfers, as a convenient way to transfer money, can be of great help to our lives. However, due to the time of arrival and a variety of factors, we need to understand the factors affecting the time of the account, and choose the appropriate transfer method according to our needs, so as to ensure the safety and timeliness of our funds.
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