In February 2012, in Shenyang, Liaoning Province, a taxi driver named Zhang Shuxiang suddenly killed a pedestrian while walking around the city.
It is said that this is just an ordinary traffic accident, as long as you follow the routine process, however, it is extremely shocking that when ** intervened in the investigation, it actually found a strange thing: the person who was killed actually died 1 year ago.
What's going on? Could it be that there is something behind the accident?
Hello, my name is Zhang Shuxiang, my car had an accident, and I just hit and killed a person on the road of Mabei Village on Shenliao Road. ”
On February 18, 2012, at about 18 o'clock in the afternoon, Xiao Li, a claims adjuster of the Liaoning branch of Huaan Insurance Property Company, suddenly received a ** from Zhang Shuxiang, a taxi driver.
Hello, don't be in a hurry, please tell us more about what happened. Xiao Li comforted the driver as he prepared to start recording.
I was driving on the road, looking for passengers, and I didn't know what was going on, when suddenly a person popped out of the street, and before I could react, I crashed into ......”Zhang Shuxiang's voice was urgent, and he seemed particularly anxious and anxious.
"How's that guy doing? Xiao Li quickly recorded in the notebook.
I was stunned at the time, and it took me a long time to come to my senses, and then I got out of the car in a trembling way to check that the man was dead, which was terrible. ”Zhang Shuxiang said with a trembling voice.
Mr. Zhang, don't move the place, I'll rush over immediately. Xiao Li quickly cleaned up and immediately rushed to the scene.
At that time, it was the rush hour after work, the traffic on the road had become a long queue, and Xiao Li's car was also blocked in the middle of the road and was motionlessMr. Zhang, are you still there? How's it going? ”
The traffic police came, inspected the scene, the deceased was also pulled away, my car was also towed away, and now I am sitting in the police car and rushing to the traffic police brigade, you don't have to come. ”Zhang Shuxiang's tone was not as anxious as before.
It's been dealt with so quickly？Xiao Li felt quite puzzled, and then said: ".I won't go to the scene, you remember to submit the claim information as soon as possible, be sure to be complete and complete, and strive to prepare it at one time. ”
"Okay, okay, I got it. ”Zhang Shuxiang replied on the other end of the **.
Xiao Li also wanted to explain some details, who knew that the other party would hang up ** immediately, so he went home like this, and he didn't see the scene or the driver who caused the accident.
A week later, Xiao Li was handling business for customers at the insurance company when suddenly a middle-aged man walked in to handle a claim.
After Xiao Li finished the work in front of him, he took the other party's materials to check, and it turned out that this person turned out to be Zhang Shuxiang.
You're so fast, I thought it would take a month or two to come and submit the information? How? Have you negotiated with the family of the deceased? ”
**Ah, if the family is not reluctant, I must be asked to claim 300,000 yuan, I drive a taxi, and I can't earn tens of thousands of yuan a year, how can I have the money to pay! ”
After speaking, Zhang Shuxiang sighed, looking extremely depressed.
It's already happened, don't be too anxious, wait for the claim to come down, and the problem will be solved. Xiao Li comforted Zhang Shuxiang while checking the information, but what surprised him was that the information was complete and sufficient, and it didn't look like it was the first time to handle a claim.
However, because he was too busy with the work at hand, he didn't think about it carefully, so he sorted out the claim information and handed it over to the Claims Verification Department of the Property Insurance Department.
You must know that the insurance company's claim settlement process also needs to go through procedures and take a certain amount of time, but Zhang Shuxiang seemed very anxious, he came to the door several times, and his attitude was extremely bad, and he resolutely asked the insurance company to pay him the claim money quickly.
Because the insurance company had approved the payment of 280,000 yuan at that time, and he was afraid that Zhang Shuxiang would make a big deal about it, he paid 20,000 yuan first, which calmed his emotions.
However, Zhang Shuxiang's vexatious and urging for money aroused the suspicion of the insurance company, and the flawless submission of his information before, which made things feel a little strange.
Is there really something hidden in this claim case?
Just when the staff was puzzled by this, suddenly the underwriter said something that surprised everyone: ".There is a problem with this claim material!
What's going on? Could it be that there is something hidden in the information?
For Zhang Shuxiang's claim case, the insurance company was full of suspicions, and the underwriter, with a keen sense of professionalism and rich experience, finally discovered the clue, that is, there was a problem with the claim information he submitted.
It turned out that in the information of the deceased's household registration cancellation certificate, the underwriter found that in the name column, an official seal that should have been stamped with "cancellation" turned out to show the word "death".
As a result, the insurance company immediately sent a letter to the Santaizi Police Station in Huanggu District, asking the police to verify the relevant information of the deceased.
Soon, the police at the police station quickly carried out a survey and finally came to a shocking conclusion:The man who was hit, Guo He, actually died a year ago
What's going on? Does a person die twice?
So the police began to investigate Guo He's identity information again, but the results showed that there was no such person.
Is there a mistake in the ID number? The police checked twice more but still to no avail, and they had no choice but to change their minds and continue to check the entire household registration information, only to see an official seal in the lower right corner, showing "Shenyang Tiexi District Light Industry Police Station", and the personal seal in the lower left corner showed Tong Jing.
According to these two clues, the police immediately went to the Shenyang Tiexi District Light Industry Police Station for inspection, but when they got there, they learned that this police station had long been gone, and the person named Tong Jing existed, but after 2005, she was also transferred to other departments, and it was impossible to handle the case at all.
In this way, this household registration is 100% fake, so since this clue is interrupted, continue to start with Guo He.
So, the police tried to find through other information such as **, residence, name, etc., but after a lot of screening, they really found a person named Guo He. But what is shocking is that the computer information shows that Guo He died of illness as early as July last year.
It is said that people cannot be resurrected after death, could it be that Guo He was suddenly resurrected and killed again?
The police immediately felt that there was a big mystery about the matter, so they immediately launched an investigation into the deceased Guo He, but when they found Guo He's home according to the information on the data, there was no trace of this person.
At this time, Guo He's neighbor told the police that he had died as early as last year and that the house was empty.
The clues were interrupted again, and the police felt at a loss, what kind of secret is there?
Just when the police were suffering from the inability to progress the case, suddenly a message from a neighbor made their eyes light up:Guo He had a marriage before his death, and his wife was named Li Yingying, who is currently living in other places with her children.
Lee Young-young? "Isn't that the signature of Party B on the claim file? The police immediately looked for information about this person, and then quickly found her.
How did your husband die？The police asked Li Yingying directly.
He died of illness in July last year, when I was not at home because of the cold war with him, and it was a neighbor who told me about it! Li Yingying said indifferently.
So who Guo He died this year, do you know who it is? ”The police officer continued.
Li Yingying was taken aback when she heard this, and then she couldn't say clearly.
But what's going on with your autograph in the insurance company's claim file? The police suspected that Li Yingying had something to say.
How could that be, I hadn't seen any information at all, let alone signed it. Li Yingying said with a very aggrieved look.
In view of this, the police felt that there would be no progress if they continued to ask, so they wanted to stop and make another plan, however, just as they were about to leave, Li Yingying suddenly said:"I think of one thing that might help the case. ”
So, what is it all about?
Just when the case could not be clarified, Li Yingying's words made the police suddenly.
Li Yingying said: ".Just around the beginning of the year, a friend of my husband's former life asked me for Guo He's death certificate. ”
What's his name？The police burst into joy.
My husband called him Xiao Jiang, I don't know the specific name, but I remember that he was thin and tall, and I have known my husband for many years. ”
Then why did he ask you for a death certificate？The police continued to ask.
He said that his credit card was overdrawn, so he wanted to let the dead Guo He pay the debt, and called ** over and over again to ask me to help him with this, and said that he would give me benefits after the matter was completed. ”Li Yingying shook her head with a wry smile.
Didn't you help him?？The police asked Li Yingying suspiciously.
Of course not, although Guo He and I have a discordant relationship, I will never do such a despicable thing with a clear conscience, and I feel that Xiao Jiang is not authentic and has a bad heart. ”
So what does your husband do?？"The police seem to have captured something.
The taxi driver, Xiao Jiang, too, used to be colleagues。Lee Young-young replied briskly.
Okay, we're basically clear, thank you for your cooperation. ”The police seemed to suddenly have an eyebrow, and rushed back to the station without stopping.
Through Li Yingying's narration, the police suddenly felt that there must be something wrong with the driver who caused the accident, Zhang Shuxiang. Since all the claim information is provided to the insurance company, then continue to find the authenticity of any of the materials.
Since it was previously found out that the information of the deceased's household registration cancellation certificate was fake, then check the marriage certificate again, this is not checked, I don't know, a check is indeed a big article, I only see the ** on the marriage certificate, there is no problem at a cursory look, but if you look closely, it is synthetic.
In addition, on the traffic accident certificate, the location of the car accident is written as "Mapei Township", and the correct location should be "Mapei Village, Dapan Township".
With such conclusive proof, it was determined that Zhang Shuxiang was suspected of insurance fraud, so when he appeared in the insurance company again, he was arrested on the spot.
Finally, after the first interrogation, Zhang Shuxiang confessed to his crime. It turned out that he had a bad habit of obsessing with gambling, and in order to demolish the east wall and fill the hole in the west wall, he overdrew his credit card of 50,000 yuan, but because he had no money to return, he borrowed a loan shark, and then embarked on a road of no return.
At that time, he borrowed three loan sharks, owed a total of 150,000 yuan, who knew that the interest was eventually close to 200,000 yuan, it is conceivable that such a huge amount once overwhelmed him, so in order to be able to plug this big hole at one time, he thought of the trick of "cheating insurance", and then wrote and acted in a car accident.
Of course, in order to get the claim payment as soon as possible, he also spent 2,000 yuan to forge fake materials and learn the claim procedure online, which can be described as exhausting.
You must know that a gentleman loves money and takes it in a good way, and anyone who tries to touch the bottom line of the law and wants to take shortcuts for nothing will be severely punished by the law. Only being an upright person and doing things in a down-to-earth manner is the last word.