At present, with the power of financial technology, credit has truly become an effective asset. Financial lending services have also been able to penetrate time and space to serve a wider range of people. For example, some financial institutions exchange "credit" for "loans", and at the same time, through innovative intelligent financial products and services, expand the radius of financial services, and help the development and upgrading of consumer finance. The brand proposition of "Good Borrowing and Good Repayment" aims to empower product and service innovation through digital technology, so that everyone can enjoy the best solution for financial services. The brand proposition not only reflects the self-requirements for the continuous polishing and improvement of the product side and the service side, but also vividly interprets the credit concept of "reasonable borrowing, borrowing and repaying".
In the financial industry, inclusive finance has become a "touchstone" to test the effectiveness of operation, and how financial institutions practice inclusive finance, as an active practitioner of inclusive finance, has already given a question of its own. In response to the difficulty of credit extension for the long-tail population, Huanbei has included Sesame Credit Score, WeChat Pay Score, Borrowing Limit, Alipay Bill, etc. into the credit enhancement voucher, further lowering the threshold for inclusive finance. With the support of partners, Huanbei can match the most suitable user's funds for users, so that users can truly enjoy the "benefits". Its intelligent risk control system can realize online second-level credit, approval, loan and other operations, so that users can experience "convenient borrowing, timely borrowing, and borrowing quota".
The trend of science and technology is the trend of the times. Under the wave of digitalization, financial institutions need to rely on the power of technology to make every scene and every detail user-centric, so as to demonstrate the meticulousness and intentions of services, so that users can experience high-tech financial life services anytime and anywhere. For example, in terms of repayment, the repayment period is available, and functions such as "borrow and repay" and "flexible repayment" are launched to make the repayment form more flexible. At the same time, it has also built a three-track customer service matrix of "APP, customer service, and WeChat", and strives to solve the user's lending problem as soon as possible. In addition, relying on the intelligent risk control system, Huanbei will remind users to repay on time at the right time, as well as automatic deduction services and online application and settlement certificates can realize electronic delivery of credit protection services, which effectively protect the security of user credit information.
In the future development, Huanbei will always put inclusive finance in its "heart", continue to practice the development strategy of inclusive finance, and continue to contribute financial strength to the realization of the people's yearning for a better life.