Netizen's answer:
As a bank staff, I can tell you clearly: if anyone can save 100,000 yuan a year, it will not be long before they can change their lives.
Saving 100,000 a year doesn't seem particularly exaggerated. However, with the accumulation of time, quantitative changes will cause qualitative changes.
In a decade or two, your life will change completely.
What is the concept of saving 100,000 a year?
1 .Persist in saving for 10 years.
If you save 100,000 a year, you can save 1 million in that ten years. With millions of deposits, you can rank among the top 1 wealthy people in our country.
If the deposit interest is calculated according to 3 over a period of 10 years, then the total interest is:
16.50 thousand.
Principal plus interest, at least at 116More than 50,000. For a young man, it is enough to solve his life events of buying a house, making a down payment, and getting married.
How many young people are there now who can solve life events on their own? Very rare. Basically, they all have to "gnaw at the old" and rely on the help of their parents.
2 .Persist in saving for 20 years.
If you save 100,000 a year, in those 20 years, you will save 2 million principal.
If it is annualized by 30 interest calculation, interest money is also very easy to calculate. 100,000 in the first year, saved for 20 years. The 100,000 in the second year was saved for 19 years......100,000 in the last year, saved for 1 year.
630,000. With the principal plus interest, there is at least 2.63 million bank deposits. This money is placed in the bank, and the annual interest is 70,000 or 80,000 yuan, which can already make a person lie down and win.
You only need to save for 20 years to retire early.
3 .Stick to it for a lifetime.
The time that a person has worked all his life is almost 35 years.
If you save 100,000 a year, in 35 years, you will have 3.5 million principal.
If it is annualized by 30 interest calculation, then the interest is:
1.89 million. The principal plus interest is at least 5.39 million. It can already be called the middle class, and it can be said that it has achieved financial freedom.
may not be able to be the second generation of the rich, but there is still a certain probability that he can be the father of the second generation of the rich.
How difficult is it to save 100,000 a year?
In reality, let alone saving 100,000 yuan a year, it is to earn 100,000 yuan a year, and most people can't do it.
In 2021, China's per capita annual income will only be 320 thousand. More than half of them have a monthly income of less than 3,000 yuan. According to the statistics of the tax app, there are more than 50 million taxpayers in China, accounting for only 3 percent of the total population6 less.
People who can earn 100,000 yuan a year must account for less than 36％。If you can save 100,000 yuan a year, that's even less.
If you save 100,000 yuan a year, you will save 8,333 yuan every month on average. The more you earn, the more you spend. If you want to save 8,333 yuan a month, the monthly salary must be at least 20,000 yuan, or even higher.
Like myself, the salary I get every month is 11-1.About 30,000. But to repay the mortgage, and to support a family of three, the essence of the moon.
Let me save 8,333 yuan a month, without a monthly salary of 2It is impossible to earn more than 50,000 yuan.
With a monthly salary of 8,000, you can surpass the wage earners above 90.
With a monthly salary of 10,000 yuan, it can exceed 95 or more wage earners.
With a monthly salary of more than 20,000 yuan, you can kill 99 in seconds9 of wage earners.
People who can save 100,000 yuan a year are rare. People who can save 100,000 yuan a year must have an annual salary of at least about 300,000 yuan. The proportion in our country may only be 01％。
This kind of outstanding person can already be regarded as an elite class in society.
Netizen Boss Zhou's answer:
Earning 100,000 yuan is almost enough! But there is still a certain degree of difficulty in saving 100,000 yuan, usually about 8,000 or more income a month, you can earn 100,000 silver in a year, now many people live in a fast-growing city, commuting every day, eating, drinking and having fun all the money, buying a house mortgage and paying the mortgage, the full amount of the property fee, water and electricity, Internet, mobile phone bills, everything costs money, occasionally go out for a meal, it is simpler, a skewer, it also costs hundreds, and the toilet flushing at home is money, A thousand yuan a month is the least, and in a year, I can earn 100,000 yuan, but most of them can't save 100,000 yuan, anyway, I can't save it!
What do you guys think?
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