A significant problem facing China at present is that the pension of the elderly in rural areas is generally low, only between 100 and 300 yuan, this phenomenon has caused widespread concern in society, especially considering that our country has 1The pension of 700 million elderly people is in this range, and these elderly people are mainly from rural areas, and the gap between their pensions and retired workers may reach 10 to 50 times.
The reason lies in the difference in China's pension insurance systemUntil 2014, there are three completely different retirement pension systems in China: the retirement pension system of government institutions and institutions, the retirement pension system of urban employees, and the rural retirement pension system. Receive the corresponding pension protection at retirement age.
However, the implementation of the rural retirement pension system was relatively lateInitially, due to the low treatment of the old rural insurance and the low penetration rate, in 2009 the implementation of the new rural pension insurance system (the new rural insurance), improve the pension treatment and participation rate, the rural pension insurance by the county-level financial contribution and the combination of individual farmers' contributions, the individual payment standard is relatively low, ranging from 100 yuan to 1000 yuan per year, the payment period is 50 to 60 years old, although the pension of the insured farmers has been improved in recent years, but it is generally more than 100 yuan, more than 200 to 300 yuan of the provinces are few, Medicaid and nursing care subsidies are often not available, which creates a growing gap between urban and rural areas.
Uncle Dong believes that because the payment standard of rural pension insurance is relatively low, the pension level is much lower than that of retired workersIt is reported that the state also plans to further improve the old-age security system, strengthen policy coordination, improve rural pension treatment, and provide more old-age security for the elderly in rural areas, so that the elderly in rural areas can rely on the old and have fun.
Uncle Dong personally believes that the solution to this problem requires a comprehensive strategyFirst of all, we should improve the payment standard of rural old-age insurance, increase the investment in rural old-age insurance, and ensure that the pension of the elderly in rural areas can meet their basic living needs, secondly, we should encourage and support the elderly in rural areas to participate in insurance, through policy publicity and guidance, improve the participation rate, in addition, should also consider increasing the medical subsidies and nursing subsidies for the elderly in rural areas to reduce their living pressure.
At the same time, we should also recognize that improving rural pension benefits is not just an economic issueIt is also the embodiment of social fairness and justice, and only by improving the old-age security of the elderly in rural areas can social harmony and progress be truly realized.
In short, the pension problem of the elderly in rural areas is a major challenge in China's pension insurance systemWe need to carry out in-depth thinking and reform from multiple levels such as system design, policy implementation and social equity to ensure that all the elderly can enjoy fair old-age security, and we look forward to the introduction of relevant policies as soon as possible to provide more old-age security for the elderly in rural areas, so that their old age life is more secure and happy.
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