The concept of free medical care has always been the expectation of many people, but its realization has faced many problems. Free healthcare requires a huge financial investment, and someone needs to cover the cost. Individual contributions and state contributions are two common ways. The way individuals can pay is to purchase medical insurance to cover their medical needs. The state pays for the costs, but it also needs to increase revenue through other means, such as raising taxes and oil prices. However, the implementation of free healthcare also brings with it a series of problems and challenges.
At present, free medical care abroad is mainly divided into three categories: the first type is represented by the United States, which adopts the method of commercial medical insurance, and individuals pay high insurance costs, and then reimburse them in full. The second category, represented by Germany and Japan, adopts the method of social security, and individuals pay a certain amount of medical insurance fees every month, and after exceeding the cap, they can enjoy free of charge**. However, this method also requires individuals to pay higher health insurance costs. The third group, represented by Australia, Northern Europe and Canada, implements universal free health care, but needs to be supported by high taxes. For example, personal income tax in Australia is levied at an average of 233%。
In addition to the financial burden, there are other problems with the implementation of free medical care. On the one hand, free medical care for all will lead to overcrowding and serious queuing in hospitals. Access to free health care has become a resource for people to compete for, resulting in waste and uneven distribution of medical resources. For example, there is a 39-month waiting time for an appointment for a CT session in Hong Kong. On the other hand, China's private healthcare system is underdeveloped and cannot meet the needs of free medical care for all.
In general, universal free health care is not feasible for our country at this time, and there are many problems and challenges that need to be addressed. Free medical care is not only an economic issue, but also involves the rational allocation of medical resources, hospital equipment and the improvement of medical technology. Therefore, it is too early to call for the full implementation of free medical care.
Although free medical care is not feasible in China at present, we can also see that more and more people are paying attention to and discussing this topic, hoping to achieve the goal of free medical care for all in the future. Different people have different opinions and opinions on whether to implement comprehensive free medical care, and perhaps a better solution will emerge in the future.
Under the current circumstances, we should think about how to improve the medical system, improve the quality and efficiency of medical services, so that more people can enjoy high-quality medical resources, and at the same time, we need to pay attention to health management and purchase medical insurance to cope with the potential risk of medical expenses.