Today, our team organized a group to visit Mr. Rao's company. In the afternoon, everyone communicated together, and the theme of ** was:Redefine work。Based on my experience, I shared the three stages of my job as an insurance broker.
Before the meeting, Mr. Rao (middle) also introduced his newly bought coffee.
In 2019, I experienced an investment thunderstorm, and my savings over the years were lost.
In order to support my family, I had to go back to work. Originally, I wanted to find an advertising planning job with a monthly salary of about 2w, and I was satisfied that it could cover my mortgage and household expenses.
As a result, the resume was thrown around, but no one asked for it. Either I think I'm too old, or I think I'm asking too much.
In desperation, I returned to my old job as an insurance broker.
Maybe life is like this, when you are cornered and there is only one path to choose from, you can really burst out with amazing energy.
Altruism is the motivation for me to continue to be an insurance broker**. Maybe a lot of people don't believe it, or even think I'm fake, but I did it.
Two things can be proven:
First things first: Over the past year or so, I have provided free insurance services to more than 300 friends from the Internet.
There are those who consult insurance plans, those who consult claims, those who consult surrender, and those who do the ...... of family policy sorting and optimization
The vast majority of these people did not have any insurance deals with me, and many people had no follow-up after consultation, and even some people blocked me directly after chatting.
Yes, I was prostituteed a lot of time and plans for nothing.
But I continued to do what I thought was right.
Any netizen who has insurance advice comes to me, I will treat them as my own and provide them with professional insurance services.
Because my original intention in the industry is to help more people establish the correct concept of insurance allocation through my own profession.
Therefore, being prostituted and blocked does not affect me to continue to provide insurance services to netizens for free.
The second thing: my health insurance premiums have increased exponentially over the years
I think a very good indicator to judge whether an insurance practitioner is professional and altruistic: it is to look at the proportion of his health insurance premiums, especially medical insurance premiums.
In the past year, I have traded more than 90,000 medical insurance premiums, all of which are millions of medical insurance of several hundred yuan, sub-mid-range medical insurance with 0 deductible, and no high-end medical care.
Simple calculation: If the average premium of a medical insurance policy is 400 yuan, then I have more than 230 medical insurance policies.
The industry describes medical insurance as: making money selling cabbage, but having the heart of selling white powder!
It can be said that it is not an exaggeration at all, because medical insurance has a high probability of claims and many claims disputes, but there is no oil and water.
How low is the income of medical insurance, I have done more than 90,000 premiums and more than 200 pieces throughout the year, but the income I actually get from it is only a few thousand yuan, less than 10,000 yuan. It's not even as good as selling a critical illness insurance and a savings insurance to get more benefits.
But why should I insist on medical insurance? Because I want everyone to be able to maintain the dignity they deserve in the face of illness.
In the past few years, the economy has been difficult, many people have problems eating, and even many people have gone bankrupt. Not everyone can afford to buy a few thousand yuan or even tens of thousands of dollars of critical illness insurance, and not everyone can afford to buy savings insurance.
My customers, no matter how low their income is, no matter how bad the economy is, as long as they want to configure insurance, medical insurance is a product that I must recommend. Not to make money, just to make them decent.
Want to be an insurance elite! This is my goal now, and it is also the goal that I will strive for a long time to come.
Because I want to make the profession of insurance respectable.
We have come into contact with many social elites, such as bankers, IT people, doctors, lawyers, doctors, professors, etc., and many people will unconsciously cast appreciative glances when talking about these people.
For a long time, we were the only ones who did insurance, like rats crossing the street, everyone shouted and beat us.
The outside world evaluates that our insurance industry is the best industry, and insurance does not compensate for this, nor does it compensate. As a result, many partners who have just entered the insurance do not even dare to introduce their insurance status to their relatives and friends.
I don't understand, it's all a serious profession, making money legally and compliantly, why we insurance practitioners have such a poor social status.
Therefore, I want to become an insurance elite and do my best to change other people's preconceived notions of insurance.
Become an insurance elite and still be respected even if you make a lot of money in the future.