Gold prices have continued to move higher recently, hitting new all-time highs. This makes many people who hold ** excited, and they want to cash out. And some people who don't have ** have also begun to pay attention to ** investment opportunities. How profitable is it exactly? How can I invest**? Today, we are going to share with you a true story, as well as some tips for investing.
Xiao Wang in Hangzhou is an ordinary white-collar worker, who usually doesn't have much interest in **, and has not bought any **jewelry. However, she has a hobby, which is to save gold beans. Golden bean is a small gold nugget with ** as raw material, weighing about 1 gram, ** and ** raw materials, the purchase threshold is not high. Xiao Wang feels that saving gold beans is a disguised savings, which can not only satisfy his desire to collect, but also maintain and increase his value.
Xiao Wang began to save gold beans in 2021 and would buy some every month, until the end of 2023, she had saved more than 100 grams of gold beans, with an average cost of about 400 yuan. She put the golden beans in a beautiful box, in the innermost part of the wardrobe, and rarely took them out to look at them.
On March 1 this year, Xiao Wang heard a shocking news: the explosion of the American community bank caused the international gold price to skyrocket, and the London spot *** was around 2083 US dollars per ounce, hitting a new high since late December last year. And the domestic spot *** also followed, reaching 48970 yuan grams, and even some brand stores have pure gold jewelry** as high as 638 yuan grams.
Xiao Wang was stunned all of a sudden, she quickly opened the wardrobe, took out her golden bean box, counted it, and counted it, there were a total of 108 grams. She took out her mobile phone and calculated it with a calculator, and according to the current market price, her golden beans are worth more than 50,000 yuan, which is more than 20,000 yuan more than her cost. She felt a burst of excitement in her heart, feeling that she had picked up a big bargain.
Xiao Wang decided to take advantage of the high price of gold to sell his gold beans and exchange them for cash. She found a *** store, took the golden beans over, and the clerk weighed them and said that it was 470 yuan per gram, and she could give her a total of 510,000 yuan. Xiao Wang felt that this ** was okay, so he agreed. She signed a ** order, got the cash, and felt happy.
Xiao Wang returned home, deposited the money in the bank, and then bought himself a long-desired dress, and ordered a cake for himself to celebrate his investment success. She feels that this is the most profitable investment she has ever made, and it is more cost-effective than buying **. She thought to herself that she would continue to save gold beans in the future and sell them when the price of gold rose next time.
Xiao Wang's story allows us to see the charm of investment. As a scarce one, it has a strong function of maintaining and increasing value, and it is a risk-hedging investment variety. The demand is greater than the supply, the resources in the market are limited, and the number of consumers and investors is increasing, which leads to the emergence of the demand. Moreover, there are many tax advantages, the fees involved in the transaction process are very low, and the net income is higher than that of other investment varieties.
So, how can you invest**? In fact, there are many channels and ways to invest, different ways have different characteristics and risks, investors should choose the right way for themselves according to their own funds, risk appetite, investment objectives and other factors. Below, we will introduce some common investment methods for your reference.
1. Physical object**: the most direct way.
Physical goods refer to various forms of metal products made of raw materials, such as gold bars, gold coins, gold jewelry, etc. The advantage of physical ** is that it is the most direct ownership of **, which can be realized at any time, can also be used as collateral, and has a certain collection value. The disadvantage of physical goods is that they need to be stored and kept, which may incur some costs, and the difference between buying and selling physical goods is large, and there may be losses when doing so.
There are many ways to invest in physical goods, such as buying gold bars, gold coins, gold beans and other investment metal products in gold stores, banks, e-commerce platforms, etc., or buying some gold jewelry with simple craftsmanship and low processing costs. When investors buy physical goods, they should pay attention to choosing formal channels and brands, check the fineness, weight, number and other information, as well as relevant invoices, certificates and other vouchers, to avoid buying fake or low-quality products.
2. Paper**: the most convenient way.
Paper refers to a personal certificate type, which is a financial product issued by the bank, and investors can buy and sell on the account in accordance with the bank's **, without involving physical delivery. The advantage of paper ** is that the transaction is convenient, you only need to have a bank account, you can trade anytime and anywhere, and the transaction cost is low, there is no need for storage and custody fees, and there will be no loss. The disadvantage of paper ** is that it cannot have the physical object of **, it can only be traded within the bank, and cannot be transferred to others, and the income is affected by the bank**, which may have a certain deviation from the market.