I have a credit card for various reasons, and I usually have no other operations under the occasional consumption, but I don't know how to do it when I see that the limit of the people around me is quite high?
My daughter-in-law has an older brother who also uses a credit card, but he doesn't know that the annual fee is waived for 6 purchases a year.
The annual fee of hundreds of dollars per year is lost, which is card blindness.
Today, there is a customer who has never used a broken S machine, and when he saw the article, he said that he wanted to know about it, and in the process of talking to him.
I know that he is quite blank about the basic use of credit cards and the amount of money raised, and asks if he can use the S machine personally?
So I think it's necessary to talk about this aspect again.
As we said before, the card issuer is a profit-making institution, so if you want him to raise the amount, do you want him to think that you are a good customer, and your income assets are stable and can bring him income?
Let's start with the following 3 questions to see how it can help to raise the amount of the card.
If the card only has a limit of 3000, can it go up?
The answer is yes, but there must be a way, the basic principle is to make the card issuer feel that you are very stable and can bring him profits, and if you continue to do it, you may continue to have the ** limit.
Stability means that your debt ratio is not high, and your credit situation is also very good, which is a prerequisiteAnd the rest is a little trick.
Don't be overdue, or click on the online loan indiscriminately).
So what are the specific methods for raising cards?
I would like to ask, do you know why banks issue credit cards? Isn't it true to promote consumption and earn handling fees?
Since it is to promote consumption, the bank encourages consumption and encourages diversified consumption.
What is Diversity? You are in supermarkets, clothing stores, jewelry stores, gyms, bubble tea shops, hotels, KTV, etc.
Here it isDiversification of consumption scenariosThe consumption scene also corresponds to the diversification of merchants.
And there isDiversification of the number of purchases, 25 + 3 + 1 card rules, this is a summary of the number of cards used by everyone to raise cards when there were 10,000 households in the past.
Now there is a machine and a household, although it is not exactly the same, but the reason is the same, it is recommended that the number of single cards is at least about 15.
The card should have a medium, large, and small amount, so this small-amount, multi-faced, big-faced brother is recommended for real consumption.
In daily life, card payment is the first choice for buying things, and clothing, food, housing and transportation are inseparable from all aspects of us.
The reason why to increase real consumption between card swipes is to avoid TX behavior, and the card issuer allows a certain degree of TX
But you can't just tx, only tx risk control risk will increase, and you will not be able to run away if you are warned by a text message.
Diversification of consumption channels, including offline S machine, online mobile phone POS, code scanning, face brushing, WeChat Alipay Cloud Quick Pass payment can be selected.
But to be honest, real consumption can only solve a small amount, then the turnover will inevitably use a broken S machine, and it is a good choice to choose a stable after-sales stable machine.
You need to stabilize the machine, but the big face brother
Another point is that you want to raise the amount of the card status, which is to make the card issuer feel that your limit is not enough.
But your credit score has always been good (low or low debt ratio, good credit profile for on-time repayments).
70%-80% of the card limit is used in a single month, and only 20%-30% is left.
Now it is not advisable to brush directly empty, and it is important to note that it will be considered tx behavior.
Do I need to use the temporary quota when I keep the card maintenance behavior for a few months? It must be used, tell him that the quota is not enough, but it is also not to be emptied.
The machine also swiped the card, but it didn't mention the amount for a long time?
Check whether there is a problem with your card behavior, this article takes a good look at the credit card TX minefield, these four behaviors you must avoid.
In the past, one machine for 10,000 households was enough, but now one machine for one merchant cannot meet the diversified consumption needs of banks.
Then we must pay attention to real consumption, and appropriate increase is also a necessary option.
There are also some friends before, who were directly locked by others installing 8 sets of 10 machines at once, resulting in small and micro merchants exceeding the limit and unable to add new ones.
Thank you for reading, and you can give a thumbs up and we'll see you tomorrow