Buying a house is undoubtedly a big deal in the journey of life. It's not just about financial planning, it's about the family's dreams and expectations. However, on this road to home, some misunderstandings are like traps in the jungle, silent but deadly. Especially in recent years, the property market has entered an adjustment cycle, and the risk of blind house buying is higher under the background that the house holders have increased their horsepower to sell goods and the strong sentiment outside the market. Therefore, buy a house this year and next year: no matter whether the money is bad or not, don't do these 3 stupid things, be careful of falling into the pit and losing a lot!
Don't buy a house on impulse.
For example, some people see the real estate developer make a ** discount, or a higher discount, or when they see the property they like...It is easy to buy a house impulsively, especially at the instigation of the salesperson, who will make such irrational decisions.
Taking 2020 as an example, in that year, there was a new peak in housing prices in many places, and even borrowed funds to buy houses, such as the year it was rumored that many people in Shenzhen engaged in business loans, and later in 2021, there was news that "business loans" were strictly investigated for illegal entry into the property market.
Later, in mid-to-late 2021, housing prices began to decline, and various buildings competed to launch discounts, and some real estate even reported that there was a five-fold discount. A house equivalent to 3 million, you can buy it for only 1.5 million, how can you not be tempted by such a discount? As a result, many people spent a lot of money and immediately bought these houses. In their view, the time is not lost, and the time will never come. Moreover, what the country is afraid of, the state will not care. However, the ending is sad, and what the current status of those low-cost real estate projects led by Evergrande is, everyone should be able to see it.
Of course, the consequences of that wave of impulsive buying are far more than unfinished. Looking back now, the vast majority of them have been reduced to high-level pick-up heroes, and even if they are not unfinished, the houses they bought are not necessarily good, and the quality of some houses is particularly poor, and the community environment and decoration are almost reduced layer by layer. The result? Not only will it bring inconvenience to their own lives, but even in this round of downward cycle, there will be an accelerated depreciation of assets. Therefore, you must be cautious when buying a house, and don't make irrational decisions on impulse.
Don't make payments to third parties.
or private channels.
In fact, in order to save trouble in buying a house, some people may feel that they have a good relationship with the agent and feel that the agent is very reliable, so they will send the money to the third party of the agent, or private channels, so as to reduce the trouble on the way to buy a house. As everyone knows, when it comes to money transactions, excessive trust may lead you to huge difficulties and losses.
For example, in recent years, there have been many such incidents on the Internet, when someone is buying a second-hand house, the intermediary tells him that he can save a lot of fees by trading through a private account, one dares to say and one dares to believe, but as soon as the money is turned over, the intermediary is like the evaporation of the world, WeChat does not return, ** can't get through, the money is gone, and the house has become a bubble. Many people may think that the probability of such a thing happening is still relatively small, but it is worth warning that less does not mean that it does not exist, and even if such a result does not occur, taking this way to save some fees is likely to bring other troubles.
For example, if a buyer pays a deposit through a personal transfer, but the transaction is cancelled for various reasons, it is difficult to say that this situation will not occur: it will be extremely difficult to recover the money. Because there is no formal transaction record at all, the ** person does not recognize it, and the buyer does not care - in the end, it can only suffer its own losses. Therefore, you must be cautious about buying a house and paying any money, trust this thing, the most can't stand the test of money, after all, it is not easy to make money, once you fall into the loss of funds because of this, you will regret it.
Don't sign contracts randomly.
When buying a house, many people will have such a misunderstanding, thinking that the content involved in the contract has been negotiated, and signing the contract is just a process, so they will not carefully check the terms of the contract when signing the contract. However, this negligent approach can be a big mistake, after all, many times, the risk of buying a house ends up in the contract, especially when buying a second-hand home.
For example, when it comes to the terms of the contract, both parties have reached an agreement, but the contract may contain terms that are unfavorable to the buyer, such as unreasonable delivery time or quality guarantee, and high liquidated damages, etcIn this case, whether the buyer is trusting the agent or for some other reason, ignoring the review of the terms of the contract will cause huge problems for themselves. After all, once the contract is signed, it will be difficult to hold accountable or change it.
Not only that, when signing a contract, you should also pay special attention to the vague clauses in the contract, such as some contracts deliberately use unclear wording to leave room for interpretation, which will bring great hidden dangers to the buyer. Therefore, it is important for buyers to be clear about the specific meaning of the terms before signing the contract, and to seek legal assistance if necessary. After all, a million-dollar house is not to buy cabbage, so be careful!
In addition, it is also reminded that when buyers sign the contract, it is not excluded that there will be sales urging. Once this happens, you must be vigilant, after all, urging is likely to lead to your own misjudgment of the terms. Therefore, no matter what kind of external pressure, you must grasp your own rhythm when signing a contract, which requires extreme caution and careful review, so as to ensure that your rights and interests are not infringed.
In short, the property market has soared in the past, and many people have experienced similar problems in the process of buying a house, resulting in huge losses. Nowadays, the market environment is sluggish, and any problem may occur, so everyone should be more vigilant. Wan Ziwen said: Every word of the article is typed out by me, and I am reading it by clicking on it, so that I know that you are also doing your best for life.