As a personal credit score based on big data calculation launched by Ant Financial, the importance of Sesame Score is self-evident. Whether you're applying for a loan, renting an apartment, or traveling, a higher sesame score often brings more convenience. Therefore, how to effectively improve the sesame seeds has become the focus of many people's attention. The purpose of this article is to provide you with some practical strategies and suggestions to help you optimize your personal credit and improve your sesame score. Understanding the scoring criteria for Sesame Points is a prerequisite for improving your score. The sesame score was mainly evaluated from five dimensions: identity characteristics, performance ability, historical performance, behavioral preference and personal relationship. Among them, historical performance accounts for the largest proportion, so maintaining a good financial and contract performance record is the foundation. 
But there are many netizens who said that it doesn't matter if it's closed, anyway, the amount given is not high, and now many people have used Jinbei on WeChat*** to replace Huabei to borrow, and the amount given is high and convenient. The first step is to complete the personal information. Ensure that your Sesame Credit account information is accurate, including but not limited to your real name, ID number, mobile phone number, etc. This helps the system to identify you more accurately and in turn assess your credit profile more precisely. Next, it's crucial to maintain a good repayment history of your credit cards and loans. Late payments can leave a negative record on your credit report, which can affect sesame points. Therefore, it is important to pay off your credit card bills and other loans on time to avoid a bad credit history. 
Moderate use of credit products is also a way to increase sesame points. Borrowing moderately and making payments on time can prove that you have the ability to pay your debts steadily, which will have a positive impact on Sesame Points. However, it is important to note that over-indebtedness can be counterproductive. Actively participating in Ant Financial's various financial services, such as Yu'e Bao and Borrow, can also increase your activity and contribute to the growth of Sesame Points. This shows that you are an active user of financial activity and helps increase the trust of the system in you. 
In daily life, there are also some details that can be used to optimize sesame seeds. For example, paying water, electricity and gas bills in a timely manner, not defaulting on rent, and even choosing credit payment when shopping online can unconsciously accumulate good credit behavior. Well-maintained social networks should not be overlooked. Frequent financial transactions with friends with good credit can reflect your credit status in the social circle and indirectly affect the sesame points. Improving sesame seeds is not an overnight thing, but a long-term accumulation process. Through the above points, you can gradually build a good credit image, so as to steadily improve your sesame score. Remember, good credit is a valuable asset in modern society, it is not only related to daily convenience, but also the embodiment of personal reputation. Consistently optimize your credit behavior, and I believe that in the near future, you will be pleasantly surprised to find that your sesame score has improved significantly.