Do you know? There is a saying in the market that it is best not to touch those luxury cars with a monthly salary of 10,000 yuan, even if you grit your teeth and afford it, maybe you can't afford it at all. Today, we are going to break down and see how big the gap between these 200,000-level luxury brand cars and ordinary brand cars is in terms of car maintenance costs. Conclusion first: over the course of a year, the difference between the two is about 4,200 oceans; Once the warranty period is over, the cost of repairing the car is involved, and the BBA will probably cost about 6,300 yuan more.
Let's talk about the most intuitive fuel cost problem first. Compare the popular midsize Honda Accord with the Audi A3 in the luxury camp. Although the A3's combined fuel consumption per 100 kilometers is a little higher than that of the Accord, in fact, this difference is almost negligible. Of course, if you are willing to pay tens of thousands more for the last hybrid version, such as the BYD Han plug-in hybrid, fuel consumption will be reduced immediately. However, considering that the charging conditions of different users are quite different, it will be ignored here.
To maintain this piece, let's refer to a study by the China Auto Finance Laboratory cited by the 21st Century Business Herald. The data shows that during the warranty period, nearly seventy percent of consumers will choose to maintain in 4S stores. Let's take this as a benchmark and check the ** of each 4S store. Look, the small maintenance of the Accord only costs 747 yuan, while the A3 costs 1124 yuan, a difference of 377 yuan. As for the big maintenance, the gap has widened to 1333 yuan. Further observation, you will find that the maintenance cost of luxury brands is indeed high, such as Mercedes-Benz A-class, BMW 1 Series and other entry-level luxury cars, small maintenance costs thousands of yuan, and A3 is about the same level. The mainstream models of ordinary brands such as Volkswagen Magotan and Ford Mondeo usually only cost 500-700 yuan for minor maintenance, and even the Toyota Camry is only slightly higher than the Accord. Of course, don't forget that there are also "aristocrats" in ordinary brands, such as Buick Regal and Lynk & Co 01, and the maintenance fee can also approach the luxury camp.
To sum up, after 60,000 kilometers in 6 years, the average annual difference in maintenance costs between luxury brands and ordinary brands is about 1,700 yuan, which does not seem to be as exaggerated as said on the Internet. However, what is really eye-popping is the cost of insurance. Audi A3's new car insurance** is generally about 8,000 yuan, while the Accord can be done for about 5,500 yuan, which is 2,500 yuan a year! Why? It's not because of the disparity in accessories! For example, if you accidentally rub it and change the headlights, Audi A3 is as high as 19,000 yuan in the 4S store, while the Accord only costs more than 3,000 yuan, and even parts like the net, A3** 2,300 yuan, and Accord only costs 950 yuan. Naturally, insurance companies take higher risks for luxury brands, and premiums naturally rise.
In total, during the warranty period, the annual car expenditure of luxury brands will be about 4,200 yuan more. And when the vehicle is out of warranty, this gap becomes even larger. According to the F6 automotive technology and Tongji University released the automotive aftermarket maintenance industry, the average annual maintenance cost of Audi models reached 3,651 yuan, while Honda was 1,540 yuan, which was another 2,100 yuan. In addition, when replacing parts, the parts of luxury cars are often more expensive, such as changing a timing belt, A3 may cost 1000 yuan, and Accord can be solved by about 700 yuan. In this way, the luxury brand after the insurance costs about 6,300 yuan more per year, which is equivalent to losing a top iPhone to the pond a year, and I haven't heard the sound yet!
To sum up, with a budget of more than 200,000 yuan for car purchases, although choosing a luxury brand can meet the temporary face needs, the long-term use cost is indeed higher. In terms of maintenance, it is acceptable to spend thousands of dollars a year more in the new car stage, but insurance is a greater burden. Especially as the age of the vehicle increases, the maintenance and depreciation losses of luxury cars are more of a headache. So, when you stand on tiptoe and want to "do it all in one step", you might as well ponder this account with your friends, after all, this is not a small amount. Welcome to share your views and experiences in the comment area, and come together**: How much additional cost are you willing to pay for the halo of a luxury brand?