Spend a lot of money to buy car insurance every year, but when it comes in handy, you don't know how to maximize it? Don't panic, today I will become a "car insurance money-saving expert" and take you to unlock a new posture for car insurance purchase, which can not only protect you comprehensively, but also help you tighten your purse!
First of all, the indispensable "basic" - compulsory traffic insurance, just like the ID card of the car, whether it is windy or rainy or sunny day, as long as there is it, a small bump between the two cars, as long as the maintenance cost is controlled within the "sweet spot" of 2000 yuan, you can rest assured that the bold repair, anyway, the compulsory traffic insurance is enough to cover, and the next year's premium fluctuations will not make your heart beat faster.
Secondly, the "sugar daddy" must-have artifact - three insurance, the existence of this type of insurance is to make you no longer panic when you meet a luxury car. Think about it, if you accidentally pass by with a million-dollar luxury car, with more than 1.5 million sum insured, the premium of a few hundred yuan will instantly turn into a guardian saint, allowing you to calmly face all possible financial compensation.
Let's talk about the "narcissistic model" - car damage insurance, this guy is now a collection of thousands of favors, earlier those wading insurance, theft insurance, spontaneous combustion insurance, glass insurance, excluding deductible insurance and can not find the third party liability insurance six independent insurance, now it is under its command, forming a strong "integrated protective cover". In other words, whether the car itself has a temper and spontaneously combusted, or unfortunately stolen, or the water stalls on a rainy day, or even crashes the window glass, it can be properly handled, so that you can save a lot of worry.
Then there is the "humanistic care model" - seat insurance, which is like putting on an invisible "hard hat" for every passenger on the bus. In the unfortunate event of a traffic accident and someone is injured as a result, seat insurance will step forward and take responsibility for medical expenses, so that you will not be alone in the face of accidents.
However, the reality is always a little cruel, and the "warm man services" such as trailers, electricity, and oil delivery given by insurance companies in the past have now become a thing of the past. If you want to still enjoy these VIP treatments at critical moments, you need to buy an additional cutie called "Value-added Service Special Insurance" and let it help you solve your urgent needs.
All in all, car insurance is a big deal, and you need to learn how to plan carefully and know how to cover it comprehensively. Now, are you ready to tailor a car insurance policy that is both affordable and comprehensive**? Come to the message area to share your car insurance purchase experience, let's brainstorm together to make car insurance easier and more interesting!