If the vehicle is flooded or soaked, then the insurance company will not compensate, so let's talk about this topic today.
First of all, we need to know that this insurance payment is also divided into circumstances, for example, if our vehicle is a parking space or underground parking lot on the ground, etc., in the face of this situation, as long as you buy car damage insurance, the insurance company will compensate in accordance with the terms of the natural disaster, as for how much to pay, it will depend on your insurance amount, as well as the situation of the field investigation, but the compensation here only means that it will compensate you for the loss of the original car, if you change the car configuration yourself, For example, car headlights, stereos, and the installation of rear wings, etc., these are not covered by the insurance company.
Second, if the vehicle is damaged due to wading in water on the road, then the current car damage insurance includes wading insurance, and the insurance company will also compensate according to the specific situation of your vehicle. However, if you have started the car twice or moved the car halfway after wading in the water, then the insurance company has the right to refuse compensation, and if your car has an automatic start-stop function, remember to turn it off.
Third, the loss of the vehicle caused by heavy rain, or being hit by a tree branch while parked on the road, etc., are also natural disaster losses, and the insurance company will also compensate according to different losses.
It must be noted here that if the vehicle is out of danger, it must be filed with the insurance company in time, so as not to affect the later claims. Well, friends, the content of this issue is shared here, if you still have any questions you don't understand, please leave a message in the comment area, I will reply to you one by one after I see it, and finally after reading it**, don't forget to give Xiaohao a like and a follow.