At this time, Li Kuijun was disturbed by the daydream of the text message prompt on his mobile phone. He picked up his mobile phone and saw that his account actually reached 9.03 million, and then he received a bank deduction message of 6.6 million. On the other side of time and space, Zhang Siyuan, who was sitting in front of the computer, was anxious about his mistake.
Li Kuijun, 45, is the owner of a small IT company that owns a million-dollar business. His career has been smooth sailing, but recently due to financial constraints, he has fallen into some difficulties. Li Kuijun has been thinking about how to solve his current financial problems, and just when he is in a state of distress, this unprovoked huge amount of money is remitted to his account, giving him an unexpected surprise. However, this unexpected fortune always made him feel a little uneasy.
Zhang Siyuan, 30, is the financial director of the cooperative company. She has always taken her work with meticulous seriousness, but she didn't expect that today there would be an unprecedented big mistake. She couldn't help but wonder how she could have made such a low-level mistake that might not only cost her her her job, but also cause the company to lose a huge amount of money.
Just as Li Kuijun was struggling with whether to keep the money he received unexpectedly for himself, his mobile phone rang, and the text message showed that the account balance was 2.43 million left. This made him a little stunned, could it be that the previous 9.03 million was deducted 6.6 million? Li Kuijun, who had some doubts in his heart, hurriedly contacted his bank.
And Zhang Siyuan was anxiously thinking about how to solve the trouble in front of him. She realizes that this mistake could have irreparable consequences, and she needs to find Li Kuijun as soon as possible to confirm what happened and find a solution.
Li Kuijun received Zhang Siyuan's **, and listened to her briefly explain the whole story, although he was incoherent, he still understood. Li Kuijun decided to meet with Zhang Siyuan to understand the situation personally and try his best to help her solve the problem. He knew that although the wealth in front of him made his heart flutter, he could not break the law and not risk being caught.
Zhang Siyuan rushed to Li Kuijun's company, she tried her best to control her emotions, and she needed to be calm at this time. She communicated with Li Kuijun in detail and explained what happened one by one. Li Kuijun confirmed that the money was not what he deserved, but at the same time he also told Zhang Siyuan that he only had 2.43 million left in his account because the company previously owed 6.6 million to the bank, and the bank transferred 9.03 million yuan to pay off the debt.
Zhang Siyuan suddenly panicked, she couldn't help but tremble, she struggled and said: "Mr. Li, don't joke with me, this is a big matter related to my life and death!" Li Kuijun looked at the young girl and comforted softly: "Miss Zhang, we must face this problem calmly, we will find a solution." ”
And what happened next was beyond Zhang Siyuan's ability, she knew that she had to report this matter to Jiang Pingchuan, the boss of the company, and then seek a higher level of assistance. When Jiang Pingchuan learned about this problem, he angrily scolded Zhang Siyuan, and then decided to go to the bank with Li Kuijun to solve the problem.
They rushed to the bank, and Jiang Pingchuan took Li Kuijun's account flow and the company's transaction records, explained the whole incident in detail, and demanded that the bank return 6.6 million. However, the bank rejected their request on the pretext that Li Kuijun owed money.
Jiang Pingchuan and Li Kuijun had no choice but to call the police, and after ** intervened, the three parties organized a mediation meeting. After many negotiations, Jiang Pingchuan only received 2.43 million returned by Li Kuijun, and the bank refused to return the remaining 6.6 million.
Uncle Jia's point of view:
1.Zhang Siyuan's mistake is unforgivable, and she should be more cautious when handling large sums of money. As the company's financial officer, she has a great responsibility for the management of the company's funds, and her negligence has led to a loss of nearly 10 million yuan for the company, which has brought a huge threat to the company's image and operation.
2.Li Kuijun's performance is commendable, and in the face of the huge amount of money that has arrived unexpectedly, he clearly knows that the money does not belong to him, but must be returned to the company. He refuses to break the law and demonstrates good legal awareness and integrity.
Aunt Wang's point of view:
1.Although Zhang Siyuan's mistake in handling the transfer was serious, it was just an oversight after all, and she is usually a cautious financial officer. This mistake has caused great damage to the company, but she should be given the opportunity to correct her mistakes, instead of blindly condemning and criticizing.
2.The bank's refusal to refund the 6.6 million was unreasonable. Although Li Kuijun owes the bank 6.6 million, the bank has no right to deduct the money on its own, and should recover the debt through legal channels. The bank's behavior has caused great distress and losses to the company and Zhang Siyuan, and he should bear the corresponding responsibility and compensation.
Jiang Pingchuan decided to take the bank to court and demanded the return of 6.6 million. In accordance with the relevant provisions of the law, he filed the following claims:
1.The bank has no right to use Li Kuijun's funds to repay the company's debts, which violates Article 34 of the Contract Law of the People's Republic of China, which stipulates that the debtor shall only perform its obligations in accordance with the provisions of its contractual debts, and shall not violate the rights and interests of other persons.
2.The bank deducted 6.6 million yuan from Li Kuijun's funds without authorization, violating Article 18 of the "Regulations of the People's Republic of China on Savings Deposits": The custodian of a depositor's deposit shall pay, transfer, and provide the deposit in accordance with the depositor's instructions, and keep the deposit secret in accordance with the law.
3.The bank's actions seriously damaged the legitimate rights and interests of Li Kuijun and Jiang Pingchuan, and violated Article 16 of the Consumer Rights and Interests Protection of the People's Republic of China, which stipulates that business operators shall not abuse their dominant market position and infringe upon the legitimate rights and interests of consumers when providing goods or services.
In court, Jiang Pingchuan firmly believed that his claim was reasonable and well-founded based on the evidence provided and relevant legal provisions. He is convinced that the law will give him a fair verdict and make the bank take its part.