30-year-old minimalist life: 10 good habits to accumulate wealth, so that you are getting richer and richer in life, everywhere you need to be inseparable from money, mortgages, car loans, education expenses, eating, drinking, and having fun, ......Everything is spent all the time.
This reminds me of what Zhang Ailing said:"I like money because I only see the good of it, not the bad of it. ”Every time I mention money, people may think that I am vulgar, but it is this few taels of silver that makes my life safer and more confident.
Especially after getting married, life is inseparable from money. Therefore, no matter what time it is, we must develop a good habit of saving money. Today, Shengsheng will share 10 good habits to accumulate wealth and make us richer and richer in 2024! 1. Save first and spend laterWe often say that "open source and reduce expenditure", and the first step of "reducing expenditure" is to save first and then spend. Once we receive our salary each month, we may wish to set a fixed amount of savings, put it in our bank account, and then spend the rest of the money. Save for a year and you'll find yourself in more and more fixed storage. 2. Learn to keep accountsBookkeeping is a great way to understand your financial situation. Take a few minutes each evening to keep track of your income and expenses for the day. At the end of each month, you can clearly see which money is worth it and what is being spent unjustly. 3. Do not borrow money arbitrarilyIn life, we try not to spend ahead of time, using credit cards or bank loans. Although it can relieve one's financial pressure, it also brings a debt burden, which over time leads to the inability to repay the loan in time. Not only does it affect their own credit information, but the repayment interest is increasing. Fourth, do not buy items that are not just neededWhen shopping, we are often attracted by various ** activities and preferential information, and we will accidentally buy many non-rigid items. Therefore, before we go shopping every time, it is best to make a shopping list and buy according to your needs. At the same time, don't spend impulsively and only buy what you really need, only then will your money bag get bigger and bigger. 
5. Refuse emotional consumptionWhen you're in a bad mood, don't buy anything, or you'll regret it afterwards. We must learn to refuse emotional consumption, rationally analyze our own needs, and spend wisely. Only then will every penny you get your money's worth. 6. Learn to gather woolIn this era of information, there are all kinds of promotions, information and discount coupons. Learning to use these resources to save money is also a smart way to make money. Don't think that wool is faceless, the same product, isn't it fragrant to be cheaper? 7. Invest cautiouslyWhen it comes to investing, I only believe that it's safe to put your money on a bank card. If I am asked to buy **, etc., I will generally refuse, and I don't understand these financial management. I would rather choose products with low risk and stability, rather than believe in those high-yield, high-return financial products. 8. Start a side hustleIn addition to our main job, starting a side hustle can bring us more income**. For example: my side business is writing, as long as I have enough time, I will write *** or take a few orders of copywriting planning**, I can earn a thousand yuan a month, if I am diligent, I can earn more. If you are not interested in writing, you can also set up a stall and do handicraft DIY, which can increase your income. 9. Beware of online fraudNowadays, online fraud is also becoming more and more rampant, and in order to protect your wealth, you must always be vigilant. Do not easily disclose personal information, do not click on unknown links, and do not trust the investment advice of strangers. Don't be deceived.
10. Maintain a good attitudeLife is a mirror, you smile at it, it laughs! No matter how difficult life is, we need to maintain a positive and optimistic attitude. Those who save money very well generally have a better mentality. They don't say things like "MD, you're too poor", but believe that they will get better. We have to believe in one sentence: Starlight lives up to the passers-by Lu Yao said in "Ordinary World":"Money is a good thing, it keeps people from panicking and makes people feel confident. ”The above are the 10 good habits I share with you. Hopefully, these habits will make everyone richer and richer in 2024! 