Are you anxious about being 100,000 in debt? Can you survive if you are already in debt?

Mondo Finance Updated on 2024-03-03

Are you anxious about being 100,000 in debt? Not at all.

When I was in debt, I didn't feel at all, and I didn't even feel that I was in debt, but I felt very floating at that time. The friends who followed me started bragging about me, saying how good I was, knowing how much I owed the money, and they were just as beautiful as me.

I used to do sales and business, and when I had a debt of 100,000 yuan, I didn't use it to do business at all, but to package myself. The accumulation of excess overdraft consumption little by little, staying in a hotel for dinner, various entertainment projects, singing and massage, picking up girls. When I swiped the card, I felt that all I spent was paper, and there was no plan and no goal.

The second time I was in debt of 100,000 yuan, I directly mentioned an Audi car of more than 300,000 yuan, and after having this car, I attracted more friends who were greedy for money, and it was precisely because of these friends that I ended up in debt of millions.

The aura of the person sitting under the ass of the luxury car came, the suit and leather shoes with a big back, my friends thought that I must have made money by buying hundreds of thousands of cars, only I knew that it was all vanity. Friends introduced friendsI met more friends in different fields, and after a few meals and drinks, I was held up to the sky by them, and I began to feel that I was really amazing, really good.

I thought I could really answer the phrase "rely on friends outside", but the fact is that I can't be cheated by those so-called friends, they really think I have money. A friend said that I asked me to spend 100,000 yuan to open a restaurant with him, but the investment was not large, and considering business needs, it was better to eat in other people's restaurants than to spend in my own restaurant.

In the end, the 100,000 yuan was invested for a year and the cost was not recovered, and the partner directly closed the store and walked away the next year, and my 100,000 yuan was wasted. It's okay to comfort yourself, there are other ways to make money.

Another high school classmate said a good project and asked me to invest with him in his friend's company, a project on landscaping. This company has just been established, but the prospects are very good, the business is stable, and the boss used to be the boss worth tens of millions, so I trusted to invest more than 100,000 yuan.

At the beginning, the incoming and outgoing accounts were very stable, and they got appropriate dividends in the first two years, but in the third year, the market was turbulent and the economy was sluggish, and many accounts could not be recovered. The classmate saw the company's situation and immediately withdrew and ran away, but I still felt that there would be a turnaround and insisted on investing some money, and I didn't get the last dime back.

The credit card is overdrawn, and the credit loan is borrowed, who can afford to borrow more and more debts to support the loan! I had a friend who asked me to borrow money but never repaid it, and if I didn't get my money back, I would have to repay my debts, so I had no choice but to sell the car to pay off my debts.

But these are completely not enough to solve nearly one million debts, and before I know it, my debts are really more than one million, and it is really terrible to calculate, and I really feel very anxious at that time.

100,000 yuan is easy to solve, and you can earn it back by working hard for a year, but when you have a debt of more than 1 million, you don't have the confidence and motivation to solve it. I will panic when I am collected for debts again and again, I will be scolded by my family for being unreliable and a loser, I will be ridiculed by my friends for being incompetent, and even I will start to scold myself for being stupid and stupid.

I also want to tell people who are in debt, don't be too greedy, don't use loans to support loans, and when you have money, you should be low-key and calm, once you start to float, it will be out of control. If you have a debt of 100,000 yuan, just calm down and work hard, adjust your mentality and do your own thing, no matter how much you think, it is better to do it.

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