How often does this "spectacle" occur? The pension disappears as soon as it arrives, experts revealed
Older persons are a common concern. In the context of China's aging population, people's attention to its pension issues is also increasing. However, in recent years, there has been a peculiar situation: some elderly people take out their pension as soon as they receive it. This question has caused confusion among many people, and some have questioned it. So, what's going on? Experts say the reason for this is one word: believe.
The first thing to figure out is that the endowment insurance is established by the first to ensure the basic endowment insurance for the elderly. Its purpose is to enable the elderly to get a fixed income after their retirement, so as to achieve the purpose of "providing for the elderly, relying on the elderly". So, in theory, the elderly should save their retirement money to cope with possible accidents in the future.
But that's not the case. Many elderly people withdraw their money as soon as they receive their pension. What the hell is going on?
This is closely related to the traditional culture of our nation. In China, many people have the idea of "planning ahead" and they always plan ahead to avoid accidents. So, when it comes to receiving a pension, many people will take out their money just in case.
At the same time, it is also closely related to the current economic environment in which we live. In the past ten years, China's financial market has developed rapidly, but it is also facing many risks. Therefore, many elderly people have little confidence in their own investment and financial management, and prefer to keep their funds in their own hands so that their funds can be used freely.
Some elderly people decide to withdraw their retirement pension because of their survival needs. For example, some elderly people have to spend money on medical treatment, and some have to buy basic things. If that's the case, they'll have to come up with their own pension.
Whatever the reason, such an action is unjustifiable. Since the pension is a long-term deposit, if it is withdrawn frequently, it will not only reduce its value, but also reduce the quality of pension in the future.
How do we deal with this? The person concerned said that the key to solving the problem is to enhance the confidence of the elderly in the elderly. First, it is necessary to increase the popularization and popularization of endowment insurance, so that the masses can realize the importance of endowment insurance; At the same time, it is also necessary to provide more safe and reliable investment and financial management solutions for the elderly, and provide more choices for the elderly.
In this process, it is necessary to guide the elderly to establish a scientific financial awareness, so that they know that the pension is not to spend money, but only to provide security for future life. Only in this way can our basic pension insurance system achieve its original goal of enabling every elderly person to live a happy and stable old age.
The so-called "trust" is actually very simple. In the context of a complex society, how can the elderly build up their confidence?