It is said that new energy vehicles save money, and electricity and maintenance costs do make people laugh, but how can there be a perfect thing in this world? Today, let's talk about the three major links that new energy vehicles may make your wallet bleed - tires, maintenance and insurance.
First of all, let's talk about tires, which are not ordinary "shoes". Most of the new energy vehicles are equipped with brand-name special tires, such as the Michelin "Lingyue" used in a new energy vehicle, which costs 1285 oceans, which is more expensive than ordinary Haoyue tires. Some models of Continental are as high as 1779 yuan, which is more pocket money than the same size MC6. Regardless of whether it is a domestic or joint venture, new energy vehicles seem to be negotiating, and they all love high-end goods such as Michelin, Pirelli, and Goodyear.
Why are you so particular? The reason is that new energy vehicles have high requirements for tire performance, not only to resist wear and build, but also to reduce noise and save energy, after all, for every 500 kilograms of weight, the tire wear rate is said to be able to rise by 20%. Look at those big battery-powered guys, who are as heavy as a strong cow, can the tires stand it? You say, you are reluctant to change the tire, just find a bargain to make? Hey, I'm afraid that the tires that could accompany you over 100,000 kilometers over mountains and mountains will die after running 70,000 or 80,000 kilometers on a new energy vehicle!
Speaking of maintenance, if there is a small accident in the new energy vehicle, you may have to lose the skin. Take sensors as an example, which one is not as precious as a dragon's liver and phoenix gall? Changan dark blue SL03 body,The sensor alone can fill 27 holes,They are not as tightly hidden as the interior,Most of them are dangling outside,Especially those cameras、Radar,Like to squat in a bunch of front and rear bumpers、Next to the headlights,A little carelessness was scratched。 It's okay to change the bumper, but the key is that those high-tech gadgets break when touched, and it's not ambiguous to repair.
Beijing ** once reported that the original factory price of a lidar of a certain model is 8,000 yuan, and a camera of Tesla, plus the cost of working hours, is also worth thousands. You know, many parts of new energy vehicles are still dedicated, and they can only be replaced as a whole when they are broken, which is the same as a broken faucet at home. An article based on RC crash tests also pointed out that under low-speed frontal collisions, the maintenance cost of new energy vehicles is usually higher than that of fuel vehicles, and sometimes the difference is not small.
Looking at the insurance again, the premium of new energy vehicles is visibly high with the naked eye. Not to mention that data showed earlier that the average single premium of new energy vehicles was 21% higher than that of fuel vehicles, that is, after the introduction of the exclusive insurance policy, the premium of new energy vehicles of more than 250,000 yuan has also increased significantly. Tesla's premiums have risen by an average of 4%, and Xpeng's has increased by 29% soared all the way to 182%。The reason behind this is the high cost of repairing the car on the one hand, and the high loss ratio on the other hand. You see, the average loss ratio of new energy vehicle insurance is close to 85%, compared to just over half of the loss ratio of fuel vehicles before 2020. The insurance company is like a mirror in its heart, once the new energy vehicle has an accident, the probability of loss and the amount of compensation are greater, and if you want to continue to make money, you have to increase the premium.
Speaking of which, you want to say that you have been driving a fuel car for a few years, and it is okay if you don't repair it, and the car damage insurance can be saved. But in the face of new energy vehicles, this wishful thinking is not easy to play. Even if you drive it for six or seven years and accidentally break a lidar, I'm sorry, according to the price of a new car, tens of thousands of dollars have not been discussed with you. In this way, if you want to save some money on the premium, it is easier to lose a lot of money. In other words, although the electricity bill of a new energy vehicle is low, other additional expenses may be overwhelmed, which is like "saving money on sugarcane also has two sweets", you taste the sweetness at one end, but the other end may bite sour. Have you calculated the hidden cost of new energy vehicles? It's better to discuss and discuss together, remember to like and follow, and share it with more friends!