Why are the people cheering when the payment standard of personal medical insurance is raised? These

Mondo Social Updated on 2024-03-06

At the beginning of the two sessions, the deputies and members put forward suggestions one after another, one of which was particularly popular with the people: the increase in the individual payment standard for medical insurance should be suspended. As soon as this suggestion came out, it immediately sparked heated discussions on the whole network, especially the warm cheers of many ordinary people.

It was felt that this proposal was very much in line with the current situation. Individual medical insurance, especially the standard of cooperative medical payment in rural areas, has soared, from the initial dozen yuan to the current hundred, an increase of more than ten times or even dozens of times, and the burden on farmers has continued to increase, but the proportion of medical insurance reimbursement has not increased. As a result, many people are no longer willing to pay for health insurance. They feel that the extra few hundred yuan they pay every year is better to spend at home and spend it themselves, and they will not necessarily get sick if they pay the fee anyway, and even if they are sick, the reimbursement rate is not high.

Moreover, with the continuous increase in the proportion of individual contributions to medical insurance, the burden on many rural people is getting heavier and heavier. A family of seven or eight people has to pay three or four thousand a year, which may be the life of their family for a year**. In addition, farmers' trust in the health insurance system is also declining. After they paid the bills, they might have spent 10,000 yuan on hospitalization, but in the end, they could only be reimbursed less than 60% or 70%, and the remaining 3,000 yuan could not be taken out at all, which only made their lives more difficult.

In fact, there are several issues that ordinary people are most concerned about. First of all, why can't individual medical insurance contributions be placed at the same level as civil servants' medical insurance contributions? Here are a few key points. The personal medical insurance paid by ordinary people is paid once a year, and it will not be accumulated, and it must be repaid every year. Civil servants' medical insurance has a cumulative limit, and they can buy medicine and see a doctor. If it can be on the same track as the medical insurance of civil servants, I believe that the people will be very happy.

Secondly, the reimbursement rate can only be higher in the nearest hospital, which makes many people confused. This policy is a consideration of the allocation of medical resources from the top of the country. After all, if everyone is sick and runs to a big hospital, it can easily cause a medical run. However, the level of medical care in the local hospital is low, and sometimes they go to the hospital not to treat the disease, but to die, so they are reluctant to pay.

Moreover, people have to pay medical insurance every year, and the cost is still continuing, but the proportion of pension is not proportional to the proportion of medical insurance contributions. For example, ** said that the pension will be raised by 20 yuan this year, but the personal medical insurance standard will be raised by thirty or forty yuan, fifty or sixty yuan, so that after canceling each other, the people will have to pay more.

Finally, the people hope that medical resources can be distributed more fairly and reasonably. If hospitals in rural areas can also enjoy the level of medical services of tertiary hospitals, then they will gladly accept even if the medical insurance standard is 100 yuan. If the medical insurance standard is raised every year, but the people can only get sick in the county, town, and county hospital**, and the effect is not as good as the tertiary hospital or the provincial and municipal hospitals, then they will definitely not pay again.

Everyone is looking forward to the early arrival of this day, so that the burden of the people will be truly lightened.

Related Pages