In the fast-paced modern society, young people's lives face many stresses and traps that are difficult to detect. Among them, three factors are particularly significant: monopoly, consumption and inflation. Next, I'm going to dive into these questions and reveal the truth behind them. First, let's talk about monopolies. Today, with the rapid development of the economy, the monopoly of capital is becoming more and more serious. This monopoly is manifested not only in the control of labor, but also in the monopoly of resources and production relations. Large groups, with their abundant capital and extensive social connections, are often able to easily squeeze the living space of small and medium-sized enterprises. Employees have to endure long hours and very low labor distribution rights while pursuing high wages. This uneven pattern of development makes it difficult for many young people to see hope for financial freedom.
Secondly, consumption is also an issue that cannot be ignored. In today's society, the wave of consumerism has swept in, making more and more young people fall into the dilemma of overconsumption and advanced consumption. Taking mobile phones as an example, the size of the mobile phone market has increased nearly 200 times in just ten years. Coupled with the rapid development of clothing, catering, cosmetics and other industries, we always seem to be attracted by the dazzling array of goods. However, this consumption upgrade has not brought about a corresponding income increase, resulting in many young people having to resort to online loans and other channels to meet their consumption needs. Finally, inflation is also an important reason for the increased stress on young people's lives. As prices continue to rise, many young people find that their wages are not growing fast enough to keep up with inflation. As a result, they have to be careful in their daily lives to cope with the increasing stress of life. To sum up, monopoly, consumption and inflation are the three major life pressures and traps faced by contemporary young people. In order to get out of these predicaments, we need to re-examine our lifestyle and values, and seek a more balanced and sustainable development path. At the same time, the society should also strengthen the supervision and guidance of the market to create a fairer and more stable development environment for young people. China has a large population and heavy debt pressure, with an average debt of 130,000 yuan per person. In this vast land, despite the large population, there are less than 200 million people who can actually make a surplus. When people's incomes are barely enough to make ends meet, the lack of a surplus means that they cannot afford to purchase the resources they need to produce, and they have to continue to work as labor in the capital markets. This brings us to the third problem we face – inflation. In the past decade, from 2010 to 2020, China's per capita disposable income has doubled, but the amount of money has tripled. This is the true picture of inflation. Inflation has led to skyrocketing prices, especially the rapid rise in house prices. But this growth has not kept our quality of life in step with income growth. Ordinary people have no resistance to inflation, and their only option is often to devote themselves to the real estate market. However, capital has long been deeply rooted in this field, earning huge profits from it, and at the same time pulling ordinary people into this vortex. The ** of housing prices makes the per capita assets seem to be rising, and the data shows that China's per capita assets have reached 360,000 yuan. But that's just a numbers game, with nearly nine out of ten households owning a home or owning only one home. The appreciation of the property does not change their quality of life, as they can neither make a profit by selling the property nor increase their income by renting it out. Only about 15% of people own multiple properties, and they can rent out the excess to those 20% of households who do not have a home and live a carefree life. However, I don't want to create panic here. Seeing the situation clearly is to avoid falling into the traps of life. Although borrowing to live in debt is an inevitable phenomenon of the development of the times, there are still many people who have achieved financial freedom with their own efforts and wisdom and become the darlings of fate. Instead of ignoring these success stories, we should learn from them and make smarter choices for our future.