In today's digital world, fintech has become an integral part of people's lives. Alipay, as one of the leading digital payment platforms in China, has a sesame credit score system. Recently, Alipay suddenly announced a major welfare policy for sesame users, that is, only users with 700 sesame points can enjoy special treatment, which is undoubtedly a big reward for high-scoring users, and has also aroused heated discussions among the majority of netizens. 
But there are many netizens who said that it doesn't matter if it's closed, anyway, the amount given is not high, and now many people have used Jinbei on WeChat*** to replace Huabei to borrow, and the amount given is high and convenient. Sesame Credit Score, referred to as "Sesame Score", is a personal credit scoring system under Ant Financial, which analyzes users' shopping behavior, financial transactions, social networks and other multi-dimensional data to build a comprehensive personal credit portrait. Sesame scores range from 350 to 950, with higher scores indicating a better credit profile. 
Why is this benefit "really fragrant"? Users with a score of 700 or more will receive privileges including but not limited to the following: first, they will have the opportunity to enjoy more financial lending services, such as higher borrowing limits and better interest discounts; Secondly, users with high credit scores can be exempted from paying a deposit or reducing the amount of the deposit when they enter the ** house to rent, which is undoubtedly a great blessing for renters; In addition, in terms of travel, users with high sesame scores can enjoy conveniences such as renting a car without a deposit and checking in to a fast hotel, which greatly improves their travel experience. In addition, Sesame is also linked to a number of consumption areas, including the sharing economy, online shopping platforms, offline consumption and other aspects. For example, in some bike-sharing and car services, users with high credit scores can skip the cumbersome deposit process and enjoy the service directly. On the online shopping platform, users with high sesame scores can enjoy the privilege of "receive the goods first and pay later", making shopping more secure. In addition, some offline brick-and-mortar stores have also begun to accept Sesame Points as a basis of trust to provide a more convenient consumer experience. 
For ordinary consumers, how to improve their sesame content has become a new topic. There are many ways to improve your sesame score, but it comes down to maintaining a good credit history in your daily life. For example, pay credit card bills and loans in a timely manner to avoid overdue records; Abide by the rules and take care of items when using sharing economy services; Maintain good interpersonal relationships in social networks and much more. These seemingly simple actions can boost your sesame points unconsciously. It is worth noting that although Sesame Fen has brought convenience to users, it has also caused some controversy. Some people are concerned about privacy issues and the security of personal information; It has also been pointed out that over-reliance on credit scores can lead to increased social stratification. Therefore, while Alipay is launching new benefits, it is also constantly strengthening data security and privacy protection measures to ensure the security of user information. 
Alipay's exclusive benefits for users with more than 700 sesame points this time will undoubtedly bring more benefits to high-scoring users, and also encourage more people to pay attention to and improve their credit level. In the future, with the continuous advancement of financial technology, Sesame may be closely connected to more life scenarios and become an indispensable part of people's daily life. For each of us, good credit is not only a key to a convenient life, but also an intangible asset that we should cherish and maintain.