Although the direction of the real estate market in 2024 has been set in a big tone, many people still hope that in these days, how the country will express or express its position on real estate, hoping to find some bright spots. What is the country's attitude in 2024? Will there be more support for real estate?
On March 5, the first ** work report of the new term said that the real estate policy should be optimized, and the reasonable financing needs of real estate enterprises with different ownership systems should be supported equally, and a clear real estate tone policy for the new year of 2024 was given.
What are the specific ones that are worth paying attention to?
The report did not mention that the house is for living, not for speculation, the purpose is very clear, in the current real estate market is still in the stage of adjustment and recovery, but also need to restore everyone's confidence. In addition, investment and speculative demand have basically withdrawn, so there is no need to emphasize back and forth that housing is not speculation.
However, it must be clear that not emphasizing does not mean not persisting, and the bottom-line thinking will not change, but the atmosphere may be different. There's no need to read too much into this.
Economic growth affects the formulation of macroeconomic policies, and the expected target for economic growth this year is about 5%, which is consistent with last year.
Saying that it is high or not high is not low or low, in fact, it has also set a goal for real estate, and it is still mainly stable. It means that real estate will still play an important role in 2024, neither too dependent on real estate nor too much to be dragged behind. Recovery is still the main theme of 2024, and there should be no high expectations.
This year's statement is to optimize real estate policies, treat both the symptoms and the root causes, and resolve real estate risks. It can be seen that real estate will still be a key area of prevention in 2024. The reason why I say this also proves that the influence of real estate is wide and large, but I would like to say that it is precisely because of this that real estate should not be indulged. Therefore, it is only right to achieve a stable transformation of real estate.
Effectively prevent and resolve risks in key areas, treat both the symptoms and the root causes, and resolve risks such as real estate, local debt, and small and medium-sized financial institutions, so as to maintain overall economic and financial stability. It can be seen that the real estate problem is not simply an industry problem, many of which lie in the local and financial fields, and it is not only necessary to treat the symptoms but also the root cause, so it cannot simply save real estate companies as in the past. In fact, the tone has long been set that saving projects will not save real estate companies, especially some real estate companies with major violations of laws and regulations.
There is also a bright spot, this year's proposal to deal with risks and hidden dangers in a steady and orderly manner, and last year's statement was to continue to effectively prevent and resolve risks in key areas, which shows that the spread process of an industry problem from prevention to disposal is affecting the industry's recovery of confidence, and it must be treated both as a symptom and as a root cause.
As mentioned earlier, to resolve the problem of real estate risks, the reasonable financing needs of real estate enterprises under different ownership systems should be supported without discrimination, so as to promote the stable and healthy development of the real estate market.
In fact, it is to make an explanation of the issue of guaranteeing the delivery of real estate projects by optimizing real estate policies, especially in terms of financial support for real estate enterprises. Ensuring the delivery of the building is a major event in people's livelihood. It is also an important force for the recovery of market confidence.
The report mentions that the basic system related to commercial housing should be improved to meet the needs of residents for rigid housing and diversified improved housing. It can be seen that 2024 is still a year of efforts to solve rigid needs and improve the entry of home buyers into the market.
The crux of the problem now is that we can't afford it, and even if we can afford it, we don't dare to buy it because of policy and other reasons and industry repair problems. Therefore, the policy needs to be improved. In addition to solving the problems of real estate enterprises and solving the problem of ensuring the delivery of buildings, it is also about how to reduce the cost of buying a house and lower the threshold for buying a house.
The state has set the tone to give greater autonomy to local governments, so in the future, there is still room for relaxation in the city's policies, and it will continue to exert efforts on the demand side to give benefits to home buyers.
For the first time, the report proposes to "improve the basic system related to commercial housing". Because although we have made a lot of efforts to support real estate companies and stimulate demand, this does not solve the fundamental problem. It is also necessary to recover the economy and improve the basic system of real estate.
That is, the so-called long-term mechanism of real estate, or the new development model of real estate. In addition to the previously mentioned reform of the pre-sale system of commercial housing, there is also a content about the realization of the allocation and virtuous circle of "people, real estate, and money", that is, to set the house by people, to determine the land by the house, and to set the money by the house.
According to the report, the construction and supply of affordable housing will be increased, urban renewal actions will be steadily implemented, and the construction of public infrastructure for both ordinary and emergency purposes and the transformation of urban villages will be promoted. This is the content of the three major projects, combined with urban renewal, these are not only people's livelihood, but also a new engine for economic growth.
I don't want to go into details, I usually talk about it a lot. It is believed that 2024 will be a year of acceleration.
The report states, "Actively promote a new type of urbanization." There is still a lot of room for development and improvement in China's urbanization, deepen the reform of the household registration system, improve the policy of linking 'people, land and money', let migrant workers who are willing to move to cities settle down in cities and towns, and promote the equal enjoyment of basic urban public services by the permanent residents who have not settled down. ”
There is real estate in urbanization, and there is urbanization in real estate, and the two are interdependent and mutually influential. However, in the process of urbanization, we must put an end to urbanization that is definitely not only real estate, and it will continue to improve in 2024, and the demands of farmers in urban areas to enjoy public benefits. Only when they can stabilize can they buy and consume sustainably.
Look at the good house