2022 has come to an end, and 2023 has now passed more than a month. In the past month or so, our lives have indeed changed due to the adjustment of epidemic prevention policies, but this does not mean that the future will gradually improve.
When we look at future developments, we should not only observe the surrounding social environment, but also take into account the overall international context. In 2023, the overall environment may still not be optimistic, and experts give these 5 pieces of advice to prepare early.
The current economic situation is not optimistic, many social problems have not been solved, ordinary people can not make money and think about consumption, or develop the habit of saving. In this way, you can have enough savings in hand for emergency situations in the event of an emergency.
In the case of a bad economy, it is also necessary to pay attention to skills when going to the bank to deposit money. For example, in addition to demand deposits and time deposits, banks also include some low-risk wealth management products, which generate higher actual returns than time deposits.
If you think you can't save money, there is a solution, and that is to cut back on unnecessary expenses as much as possible. Many people's fixed monthly expenses have room to be reduced, but this requires sacrificing a certain quality of life, and whether to save money or enjoy it is mainly a personal choice.
In a bad economic environment, any job or industry that seems stable may be uncontrollable in the future. If there is a major change in the company or industry, it is possible that the employees within the company will be forced to leave.
This is not alarmist, a few years ago, computers were still cosmic-level majors, but now job recruitment can only give high-achieving students the price of cabbage. Many veteran employees who have worked within the company for more than 10 years have also had to leave due to internal optimization.
To do a good job in career planning is to take a long-term view as much as possible, not only focusing on the current career, but also preparing for unemployment. Only in this way can we avoid self-chaos when the crisis comes, and we can adjust our state in the shortest possible time.
In ancient times and even in modern times, many people think that mastering a craft will not make people unable to eat, but this kind of habitual thinking may be eliminated in the future. This is because, with the continuous development of science and technology, many current professions will sooner or later be replaced by artificial intelligence.
Regardless of antiquity, look at the history of human development in the last half century, how many traditional occupations have gradually disappeared due to the passage of time, and how many new occupations have been born under the development of science and technology. The renewal and elimination of professions will only become more frequent in the future.
In the old era when technology was relatively slow to develop, mastering a craft might be enough to make people worry about food and clothing for a lifetime, but it is not suitable for the new era. If a person has only mastered a money-making skill at the age of 1, it is time to increase his sense of worry.
When anyone is exposed to new things, it is generally easier to get started with the younger they are, and it is better to learn more new skills in their leisure time while they are still young. As the old saying goes, there is no end to learning, so don't feel like you're out of the school environment and you don't need to acquire new knowledge and skills.
Some people want to make money in society, and in addition to their own jobs, they also want to engage in a few side jobs. The other group of people does not have much pursuit, and they want to enjoy life after work, and even if they have the opportunity to get in touch with side hustles, they are not interested in learning about it.
Side hustles usually have two major advantages, one is that it takes less time and the other is that it is relatively lucrative. If you can set aside an hour or two after work to develop a side hustle, you may be able to make your income figures look more ideal.
For example, if your home address is far away from your work, you can send a courier on your way to work. If you like to drive, you can go out and take a ride after dinner. If you have a lot of research on finance, you can invest at home, which is a side hustle option with a low threshold.
If you want to save money, you can't save it just by saving money, but you have to use various legal channels to make money. In addition to doing their own work, at the same time to open up new side businessesIf the side hustle is successful, it is not possible to earn more than your own job.
The so-called avoiding large expenses is to try not to spend a lot of money at once, such as buying a house or a car. The domestic real estate situation is not optimistic at present, except for the first-tier cities where housing prices are still firm, the second- and third-tier cities have seen varying degrees of ups and downs.
At this time when the outlook for housing prices is uncertain, if you take out your savings for many years to buy a house, once you catch up with the price reduction, you will spend a lot of money in vain. The same is true for buying a car, with the rapid development of the new energy vehicle industry, there is a lot of room for price reduction of traditional fuel vehicles.
All in all, in 2023, each of us should be stable, not only to stabilize our work, but also to stabilize our money bags. Difficult times will eventually pass, and being able to hold on is actually a victory, are you sure of this?
Disclaimer: If the content of the article involves the content of the work, copyright** or other issues, please contact the author of this number within 30 days, if the situation is true, we will delete the responsible article as soon as possible. The article is for reference only and does not constitute any investment or application advice.
Comments:
1. You have eaten it, right--the original Qingyuan.
2. Is it interesting--Gan Hanhai 0a8
3. Correct nonsense - Kuyi wz
4. Cliché - 0l of hatred
5. The article is well written, and some people's comments are whether they are right or wrong - optimistic about the future of ABCD
6. Why are you so keen to give advice to ordinary people? As if ordinary people wouldn't be alive? --Heavenly Remembrance.