In the field of digital payment, Huabei is undoubtedly a credit payment tool that many users are familiar with and rely on. However, Huabei has recently updated its service rules to more strictly define and punish violations. Once these new red lines are touched by users, the consequences may be as simple as temporarily shutting down Huabei, so it is important to understand these new rules. 
But there are many netizens who said that it doesn't matter if it's closed, anyway, the amount given is not high, and now many people have used Jinbei on WeChat*** to replace Huabei to borrow, and the amount given is high and convenient. We need to be clear about what Huabei's "red line" is. In short, it is a series of prohibited behaviors set by Huabei, including but not limited to false transactions, cash-out and other illegal operations. Once the system detects that the user has this kind of behavior, it may trigger Huabei's risk control mechanism, resulting in the account being restricted or even closed. 
Specifically, fake transactions usually refer to the behavior of users who cheat points, red envelopes, or increase credit limits through transactions of fictitious goods or services. This not only violates the rules of the platform, but is more likely to constitute fraud and cause damage to the platform's credit system. Cash-out is the use of Huabei's credit limit by users to carry out illegal capital turnover, such as cash withdrawals with the help of other people's accounts or merchant POS machines, which is also regarded as a serious violation. In addition, overdue repayment is also the target of Huabei's severe crackdown. Although overdue can be due for a variety of reasons, long-term delinquency can seriously affect an individual's credit history, not only will they be charged high penalty interest, but they may also lead to the inability to use Huabei services anymore. 
In the face of these new rules, how can we avoid touching the red line? The first step is to strengthen self-management and check your Huabei bills regularly to ensure that you repay your payments on time. At the same time, plan your spending reasonably and avoid unnecessary large expenditures so as not to exceed your ability to repay. The second step is to maintain honest consumer behavior. When trading, ensure that all buying and selling activities are genuine, do not participate in any form of cash-out activities, and maintain a good credit history. The third step is to pay attention to Huabei's official notices and rule updates in a timely manner, because with the change of the market environment, Huabei may adjust relevant policies or add new specifications from time to time. If you encounter difficulties and cannot repay the loan on time, you should take the initiative to communicate with Huabei customer service to seek possible solutions, rather than avoiding the problem. The introduction of Huabei's new rules is to protect the healthy operation of the platform, and it is also a manifestation of responsibility to users. As users, we should actively adapt to the new rules, cultivate good financial habits, and jointly create a fairer and safer credit payment environment. Only in this way can we better enjoy the convenience brought by Huabei without suffering unnecessary losses due to illegal operations. Hotspot Engine Program