With the continuous development of society, the issue of pension has attracted more and more attention. For every worker, pension is an important guarantee for their old age. Today, we will take the pension approval of an ordinary employee as the starting point and go deep into the composition and calculation process of the first pension.
The employee joined the service in September 1992 and has accumulated 31 years and 6 months of contributions. Throughout her career, she has always maintained her love and dedication to her work, contributing to the development of the company. Now, she is retiring and enjoying the pension she deserves.
Her pension is mainly composed of three parts: basic pension, personal account pension and transitional pension.
First of all, the basic pension is the cumulative return of her contributions over the years. Based on her years of contribution and the average contributory wage index, her basic pension is 2286$6. This money will provide her with a stable financial life** in retirement.
Secondly, the personal account pension is the embodiment of her personal savings. In her personal account, 95162 was accumulatedPension of 55 yuan. According to the number of months a woman retires at the age of 50, she can receive 488 per month01 yuan. Although this money is not much, it is a testimony of her hard work over the years and a look forward to her future life.
In addition to the basic pension and personal account pension, this employee has a transitional pension. Since she joined the work in the early 90s of the last century, it involved the calculation of a transitional pension. According to Jiangsu's policy provisions, her transitional pension is calculated by the new method and the old method.
The transitional pension calculated under the new method is 4632 yuan, while the old method calculated 19156 yuan. Although there is a certain difference between the old and new methods, it also reflects the continuous improvement and progress of the pension system.
It is worth noting that according to the relevant policy documents, by 2024, the transitional pension of this employee will be adjusted according to a certain percentage. Eventually, her transitional pension was determined at 30046 yuan. This adjustment not only fully takes into account her actual situation and interests, but also reflects the fairness and rationality of the policy.
Adding these three parts of the pension together, the total pension that this employee can receive per month is 3075$1. Although this money will not allow her to live a luxurious life, it will be enough to cover her basic living needs after retirement. She can use the money to travel, study, socialize, and enjoy the beauty and freedom of retirement. At the same time, this pension is also an affirmation and reward for her hard work over the years.
In short, pension is an important guarantee for every worker's life in his or her old age. By understanding the pension approval of this ordinary employee, we can have a deeper understanding of the composition and calculation process of the pension. At the same time, we should also realize that pension is not only an economic **, but also an expectation of life and a vision for the future. It is hoped that every worker can cherish their job opportunities and lay a solid foundation for their later life.
Hotspot Engine Program